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All comparisons
Head-to-head, 2026

Chase Aeroplan Business Chase IHG One Rewards Premier

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Aeroplan BusinessBigger welcome offer: Chase Aeroplan Business

Chase

Aeroplan Business

Annual fee
$95
Network
mastercard
Welcome value
$1,050
Min spend
$10,000 / 3mo

Top earning rates

  • 3×Air Canada · Aeroplan
  • 3×Dining · Aeroplan
  • 3×Shipping · Aeroplan
  • 3×Business Utilities · Aeroplan

Key benefits

  • Aeroplan 25K Status · $400
  • Free First Checked Bags · $140
  • Global Entry, TSA PreCheck, or NEXUS Fee Credit · $100
  • Elite Status Qualification Boost · $100
  • No Foreign Transaction Fees · $60
Full Chase Aeroplan Business review

Chase

IHG One Rewards Premier

Annual fee
$99
Network
mastercard
Welcome value
$700
Min spend
$3,000 / 3mo

Top earning rates

  • 10×IHG Hotels & Resorts · IHG One Rewards
  • 5×Travel · IHG One Rewards
  • 5×Gas Stations · IHG One Rewards
  • 5×Dining · IHG One Rewards

Key benefits

  • 26X Total Points at IHG Hotels · $780
  • 3X Points Base Rate · $750
  • Diamond Elite Status (Spend Tier) · $500
  • 5X Points on Travel, Dining, and Gas · $360
  • Automatic Platinum Elite Status · $300
Full Chase IHG One Rewards Premier review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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