Earns 26X total points per $1 spent at IHG hotels, 5X on travel, gas stations, and dining, and 3X on all other purchases.
Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.
Welcome offer
Earn 140,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening.
Est. value
$700
Minimum spend
$3,000
Within
3 mo
Earning rates
All other purchases
All other non-category purchases
3×
pts
IHG One Rewards
Top earn
IHG Hotels & Resorts
Purchases at IHG hotels and resorts
10×
pts
IHG One Rewards · Earns 10X points directly from the card. Total 26X refers to 10X from the card, 10X from IHG One Rewards membership, and 6X from Platinum Elite status.
Travel
Travel purchases
5×
pts
IHG One Rewards
Gas Stations
Spend at gas stations
5×
pts
IHG One Rewards
Dining
Dining purchases, including takeout and eligible delivery services
5×
pts
IHG One Rewards
On-card benefits & credits
26X Total Points at IHG Hotels
$780
/annual
Earn 10X points from the card, plus 10X points as a member and 6X points from Platinum Elite status. Estimated against $3,000 annual spend.
3X Points Base Rate
$750
/annual
Earn 3X points per dollar on all other purchases. Estimated against $25,000 annual spend.
Diamond Elite Status (Spend Tier)
$500
/annual
Unlocks after $40,000 calendar-year spend on the card. Qualify for Diamond Elite status through December 31st of the following year.
5X Points on Travel, Dining, and Gas
$360
/annual
Earn 5X points per dollar on travel, dining (including takeout/delivery), and at gas stations. Estimated against $7,200 combined annual spend.
Automatic Platinum Elite Status
$300
/annual
Automatic Platinum Elite status for as long as you remain a cardmember, providing up to 6X bonus points on stays and welcome amenities.
Anniversary Free Night
$250
/annual
Receive an Anniversary Free Night each year after your card anniversary, valid for a night at eligible IHG hotels with a redemption level up to 40,000 points. You can add points from your IHG account to redeem for nights above this cap.
$100 Credit & 10,000 Bonus Points (Spend Tier)
$200
/annual
Unlocks after $20,000 calendar-year spend on the card. Earn a $100 statement credit and 10,000 bonus points.
Fourth Reward Night Free
$150
/annual
When redeeming points for a stay of four or more nights, the fourth reward night is free.
Global Entry, TSA PreCheck, or NEXUS Credit
$120
/one_time
Receive a statement credit of up to $120 every four years as reimbursement for the application fee for Global Entry, TSA PreCheck, or NEXUS.
No Foreign Transaction Fees
$100
/annual
No foreign transaction fees on purchases made outside of the United States.
United Airlines TravelBank Cash
$50
/annual
Earn up to $50 in United TravelBank Cash each calendar year after registering your card with your MileagePlus account.
20% Discount on Point Purchases
$50
/annual
Enjoy at least a 20% discount when you purchase IHG One Rewards points with your card.
