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Head-to-head, 2026

Chase Aeroplan Chase Ink Business Preferred

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Chase

Aeroplan

Annual fee
$95
Network
visa
Welcome value
Min spend
$4,000 / 3mo

Top earning rates

  • 3×Purchases made with Air Canada directly
  • 3×Grocery stores; dining at restaurants including takeout and eligible delivery services
  • 1×All other purchases

Key benefits

  • Aeroplan Global +1 benefit (Spend Tier) · $500
  • Free first checked bag · $140
  • Global Entry, TSA PreCheck or NEXUS fee credit · $120
  • Aeroplan Priority Reward voucher (Spend Tier) · $0
  • Aeroplan Priority Reward voucher — $250,000 tier (Spend Tier) · $0
Full Chase Aeroplan review

Chase

Ink Business Preferred

Annual fee
$95
Network
visa
Welcome value
Min spend
$8,000 / 3mo

Top earning rates

  • 5×Qualifying Lyft products and services
  • 3×Shipping; social media and search engine advertising; travel; internet, cable, and phone services
  • 1×All other purchases

Key benefits

  • Monthly DoorDash non-restaurant discount · $10
  • Travel partner point transfers · $0
  • No Foreign Transaction Fees · $0
  • Travel and Emergency Assistance Services · $0
  • Employee Cards · $0
Full Chase Ink Business Preferred review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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