Ink Business Preferred
- Annual fee
- $95
- Network
- visa
- Type
- business
Earn 3 points per $1 on the first $150,000 spent in combined purchases each account-anniversary year on travel, shipping, internet/cable/phone services, and advertising purchases with social media sites and search engines, then 1 point per $1 on all other purchases.
Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.
Three ways to value this card. Only one of them is yours.
What the issuer advertises.
Pays out with no hoops.
$120 of the advertised value — 100% — comes with strings attached.
- $120 advertised across 1 benefits.
- $120 (100%) needs a booking, enrollment, or deadline.
- Biggest credit — Monthly DoorDash non-restaurant discount, $120 — only via DoorDash.
- No-hoops value covers 0% of the annual fee.
- You book travel through DoorDash.
- 3× on travel matches your spend.
- You book direct, not via DoorDash.
- You want the fee covered without chasing — $95 short.
Welcome offer
Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months after account opening.
- Est. value
- $1,000
- Minimum spend
- $8,000
- Within
- 3 mo
Earning rates
- All other purchases1×ptsChase Ultimate Rewards
- Top earnTravelOn the first $150,000 spent in combined purchases each account anniversary year across all 3x categories3×ptsChase Ultimate Rewards
- Top earnShippingOn the first $150,000 spent in combined purchases each account anniversary year across all 3x categories3×ptsChase Ultimate Rewards
- Top earnInternet, cable, and phone servicesOn the first $150,000 spent in combined purchases each account anniversary year across all 3x categories3×ptsChase Ultimate Rewards
- Top earnAdvertisingOn the first $150,000 spent in combined purchases each account anniversary year across all 3x categories3×ptsChase Ultimate Rewards · Advertising purchases made with social media sites and search engines
On-card benefits & credits
- Monthly DoorDash non-restaurant discount$10/Monthly
Receive up to $10 off one qualifying DoorDash non-restaurant order each calendar month while enrolled in the card's DashPass membership. The discount applies to the subtotal, does not roll over, and requires payment with the enrolled card.
- Travel and emergency assistance$0/Annual
Provides legal and medical referrals and access to other travel and emergency assistance while away from home. The cardholder pays for any goods or services obtained.
- No foreign transaction fees$0/Annual
The card charges no foreign transaction fees on purchases made outside the United States.
- Employee cards at no additional cost$0/Annual
Employee cards have no additional fee and can be assigned individual spending limits. Purchases made by employees can earn rewards for the business account.
- Zero liability protection$0/Annual
Protects against unauthorized charges made with the card or account information. Report unauthorized activity promptly to Chase.
- Roadside assistance$0/Annual
Provides dispatch assistance during a roadside emergency, but roadside service fees are charged to the card at dispatch.
- Purchase protection$0/Annual
Covers eligible new purchases against damage or theft for 120 days from purchase; New York residents receive 90 days of coverage.
- Complimentary DashPass$0/One-time
Cardmembers and authorized users receive at least 12 months of complimentary DashPass for DoorDash and Caviar after activation by December 31, 2027. Add the card as the default payment method, activate, and use it for eligible orders.
- Trip cancellation and interruption insurance$0/Annual
Reimburses prepaid, nonrefundable passenger fares, tours, hotels, and other covered travel expenses if a trip is canceled or interrupted by a covered event. Coverage is up to $5,000 per covered traveler and $10,000 per trip.
- Cell phone protection$0/Annual
Covers eligible phones listed on the monthly cell phone bill against covered theft or damage when the bill is paid with the card. Limited to three claims per 12 months with a $100 deductible per claim.
- Extended warranty protection$0/Annual
Extends an eligible manufacturer's U.S. warranty by one additional year when the original warranty is three years or less, up to four years from purchase.
- Travel partner point transfers$0/Annual
Ultimate Rewards points may be transferred to participating airline and hotel loyalty programs. Transfer rates vary, and World of Hyatt changes to 4:3 beginning October 1, 2026.
- Primary auto rental coverage$0/Annual
Provides primary coverage for business rentals when the rental company's collision insurance is declined and the full rental cost is charged to the card. Covers theft and collision damage for most vehicles with an MSRP of $125,000 or less.
Other Chase cards
Is the Ink Business Preferred right for your spend?
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