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Head-to-head, 2026

Chase Aeroplan Chase Sapphire Reserve for Business

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Aeroplan

Chase

Aeroplan

Annual fee
$95
Network
visa
Welcome value
$900
Min spend
$3,000 / 3mo

Top earning rates

  • 3×air_travel · Aeroplan
  • 3×grocery · Aeroplan
  • 3×dining · Aeroplan
  • 1×all · Aeroplan

Key benefits

  • Aeroplan 25K Elite Status · $400
  • Free First Checked Bag · $140
  • Global Entry, TSA PreCheck, or NEXUS Fee Credit · $100
  • Elite Status Qualification Boost · $100
  • Pay Yourself Back · $50
Full Chase Aeroplan review

Chase

Sapphire Reserve for Business

Annual fee
$795
Network
visa
Welcome value
—
Min spend
$30,000 / 6mo

Top earning rates

  • 10×travel booked through Chase Travel · Ultimate Rewards
  • 10×dining booked through Chase Travel · Ultimate Rewards
  • 5×flights booked through Chase Travel · Ultimate Rewards
  • 3×travel · Ultimate Rewards

Key benefits

  • $500 Credit for stays with The Edit · $500
  • $250 Credit for Select Chase Travel Hotels · $250
  • IHG One Rewards Platinum Elite status · $200
  • The Edit Property Benefits · $100
  • Global Entry / TSA PreCheck / NEXUS Credit · $100
Full Chase Sapphire Reserve for Business review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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