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All comparisons
Head-to-head, 2026

Chase British Airways Visa Signature Chase IHG One Rewards Premier

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase British Airways Visa SignatureBigger welcome offer: Chase British Airways Visa Signature

Chase

British Airways Visa Signature

Annual fee
$95
Network
visa
Welcome value
$1,125
Min spend
$5,000 / 3mo

Top earning rates

  • 3×flights · British Airways Executive Club Avios
  • 2×hotels · British Airways Executive Club Avios
  • 1×all other purchases · British Airways Executive Club Avios

Key benefits

  • Travel Together Ticket · $1500
  • 10% Off British Airways Flights · $200
  • No Foreign Transaction Fees · $45
Full Chase British Airways Visa Signature review

Chase

IHG One Rewards Premier

Annual fee
$99
Network
mastercard
Welcome value
$700
Min spend
$3,000 / 3mo

Top earning rates

  • 10×IHG Hotels & Resorts · IHG One Rewards
  • 5×Travel · IHG One Rewards
  • 5×Gas Stations · IHG One Rewards
  • 5×Dining · IHG One Rewards

Key benefits

  • 26X Total Points at IHG Hotels · $780
  • 3X Points Base Rate · $750
  • Diamond Elite Status (Spend Tier) · $500
  • 5X Points on Travel, Dining, and Gas · $360
  • Automatic Platinum Elite Status · $300
Full Chase IHG One Rewards Premier review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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