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Head-to-head, 2026

Chase British Airways Visa Signature Chase Ink Business Preferred

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Bigger welcome offer: Chase Ink Business Preferred

Chase

British Airways Visa Signature

Annual fee
$95
Network
visa
Welcome value
$1,125
Min spend
$5,000 / 3mo

Top earning rates

  • 3×flights · British Airways Executive Club Avios
  • 2×hotels · British Airways Executive Club Avios
  • 1×all other purchases · British Airways Executive Club Avios

Key benefits

  • Travel Together Ticket · $1500
  • 10% Off British Airways Flights · $200
  • No Foreign Transaction Fees · $45
Full Chase British Airways Visa Signature review

Chase

Ink Business Preferred

Annual fee
$95
Network
visa
Welcome value
$1,250
Min spend
$8,000 / 3mo

Top earning rates

  • 5×travel · Chase Ultimate Rewards
  • 3×travel · Chase Ultimate Rewards
  • 3×shipping · Chase Ultimate Rewards
  • 3×internet, cable, and phone services · Chase Ultimate Rewards

Key benefits

  • Cell Phone Protection · $600
  • Primary Auto Rental CDW (Business) · $300
  • Trip Cancellation/Interruption Insurance · $150
  • No Foreign Transaction Fees · $150
  • Extended Warranty · $50
Full Chase Ink Business Preferred review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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