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All comparisons
Head-to-head, 2026

Chase Disney Inspire Visa Chase Sapphire Reserve for Business

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Disney Inspire Visa

Chase

Disney Inspire Visa

Annual fee
$149
Network
visa
Welcome value
—
Min spend
—

Top earning rates

  • 5×streaming_services · Disney Rewards Dollars
  • 2×gas_stations · Disney Rewards Dollars
  • 2×grocery_stores · Disney Rewards Dollars
  • 2×restaurants · Disney Rewards Dollars

Key benefits

  • Disney Vacation Spend Bonus · $200
  • 2% Grocery & Dining Rewards · $192
  • 1% Base Rewards Rate · $120
  • 3% Disney & Gas Rewards · $102
  • Disney Theme Park Ticket Credit · $100
Full Chase Disney Inspire Visa review

Chase

Sapphire Reserve for Business

Annual fee
$795
Network
visa
Welcome value
—
Min spend
$30,000 / 6mo

Top earning rates

  • 10×travel booked through Chase Travel · Ultimate Rewards
  • 10×dining booked through Chase Travel · Ultimate Rewards
  • 5×flights booked through Chase Travel · Ultimate Rewards
  • 3×travel · Ultimate Rewards

Key benefits

  • $500 Credit for stays with The Edit · $500
  • $250 Credit for Select Chase Travel Hotels · $250
  • IHG One Rewards Platinum Elite status · $200
  • The Edit Property Benefits · $100
  • Global Entry / TSA PreCheck / NEXUS Credit · $100
Full Chase Sapphire Reserve for Business review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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