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All comparisons
Head-to-head, 2026

Chase Disney Inspire Visa Chase World of Hyatt

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase World of Hyatt

Chase

Disney Inspire Visa

Annual fee
$149
Network
visa
Welcome value
$500
Min spend
$1,000 / 3mo

Top earning rates

  • 10×DisneyPlus.com, Hulu.com or Stream.ESPN.com · Disney Rewards Dollars
  • 3×Gas stations and most other U.S. Disney locations · Disney Rewards Dollars
  • 2×Grocery stores and restaurants · Disney Rewards Dollars
  • 1×All other card purchases · Disney Rewards Dollars

Key benefits

  • Lost Luggage Reimbursement · $500
  • 200 Disney Rewards Dollars on resort and cruise spend (Spend Tier) · $200
  • U.S. Disney Theme Park ticket credit (Spend Tier) · $100
  • Disney streaming statement credit · $10
  • Purchase Protection · $0
Full Chase Disney Inspire Visa review

Chase

World of Hyatt

Annual fee
$95
Network
visa
Welcome value
—
Min spend
$3,000 / 3mo

Top earning rates

  • 4×Qualifying purchases made at Hyatt hotels and resorts participating in the World of Hyatt Program and on purchases of World of Hyatt Experiences · World of Hyatt Program
  • 2×Restaurants, on airline tickets purchased directly from airlines, on local transit and commuting (taxis, mass transit, tolls, parking, ride-share), and on fitness club & gym memberships · World of Hyatt Program
  • 2×Purchases that normally earn 1 Bonus Point · World of Hyatt Program
  • 1×All other card purchases

Key benefits

  • Purchase Protection · $500
  • Extra Category 1–4 free night (Spend Tier) · $300
  • Annual Category 1–4 free night · $300
  • Hyatt points do not expire while card is open · $0
  • Visa Signature Concierge Service · $0
Full Chase World of Hyatt review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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