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World of Hyatt

Annual fee
$95
Network
visa
Type
personal

It earns World of Hyatt points, with its highest rate on Hyatt purchases and bonus rewards in categories such as dining, airline tickets purchased directly, local transit and commuting, and fitness-club or gym memberships.

Chase World of Hyatt

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Perqt Analysis

Three ways to value this card. Only one of them is yours.

01Published
$600

What the issuer advertises.

02Realistic
$600

Pays out with no hoops.

03Yours
Open your wallet

From your real spend and redemptions.

Why Perqt says this
  • $600 advertised across 2 benefits.
  • Extra Category 1–4 free night (Spend Tier) ($300) posts automatically. No hoops.
  • No-hoops value covers 632% of the annual fee.
Better fit if
  • You'll actually use Extra Category 1–4 free night (Spend Tier).
  • 4× on hotels matches your spend.
  • No-hoops credits alone clear the fee.
Probably not if
    How Perqt calculates this

    Welcome offer

    Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.

    Est. value
    $1,020
    Minimum spend
    $3,000
    Within
    3 mo

    Earning rates

    • All other purchases
      1×
      pts
      World of Hyatt
    • Top earn
      Hotels
      At Hyatt hotels and resorts, including participating Small Luxury Hotels of the World and participating Lindblad Expeditions
      4×
      pts
      World of Hyatt
    • Dining
      At restaurants, cafes, and fast food establishments
      2×
      pts
      World of Hyatt
    • Flights
      On airline tickets purchased directly from the airline
      2×
      pts
      World of Hyatt
    • Transit
      On local transit and commuting, including taxis, mass transit, tolls, and ride-sharing services
      2×
      pts
      World of Hyatt
    • Fitness
      On fitness clubs and gym memberships
      2×
      pts
      World of Hyatt

    On-card benefits & credits

    • Extra Category 1–4 free night (Spend Tier)
      $300
      /Annual

      Earn an additional Category 1–4 Hyatt free-night award once per calendar year. Unlocks after $15,000 calendar-year spend on the card.

    • Annual Category 1–4 free night
      $300
      /Annual

      Receive one Category 1–4 Hyatt free-night award after each cardmember anniversary. It covers an available standard room and must be used within 12 months of issuance.

    • Lost luggage reimbursement
      $0
      /Annual

      Reimburses repair or replacement costs for checked or carry-on baggage lost, damaged, or stolen during a covered trip, up to $3,000 per covered traveler.

    • Trip cancellation and interruption insurance
      $0
      /Annual

      Reimburses prepaid, nonrefundable travel expenses when a covered trip is canceled or interrupted by sickness, severe weather, or another covered situation. Limits are $5,000 per covered traveler and $10,000 per trip.

    • Hyatt points do not expire while card is open
      $0
      /Annual

      World of Hyatt Bonus Points transferred from the card do not expire while the card account remains open. If the account closes, normal World of Hyatt inactivity rules apply.

    • Complimentary Discoverist status
      $0
      /Annual

      The primary cardmember receives World of Hyatt Discoverist status while the card account remains open and not in default; authorized users do not receive status through the card.

    • 5 annual tier-qualifying night credits
      $0
      /Annual

      The primary cardmember receives five World of Hyatt tier-qualifying night credits each calendar year toward elite status and milestone benefits; these are not free-night awards.

    • Visa Signature Concierge
      $0
      /Annual

      Provides complimentary 24-hour Visa Signature Concierge assistance with event tickets, dining reservations, gifts, and similar requests. Cardmembers pay for any goods or services purchased.

    • Baggage delay insurance
      $0
      /Annual

      Reimburses essential purchases such as toiletries and clothing when baggage is delayed more than six hours, up to $100 per day for five days.

    • Travel accident insurance
      $0
      /Annual

      Provides accidental death or dismemberment coverage when eligible air, bus, train, or cruise transportation is paid with the card.

    • No foreign transaction fees
      $0
      /Annual

      The card charges no foreign transaction fees on purchases made outside the United States.

    • 2 tier-qualifying nights per $5,000 spent
      $0
      /Annual

      Earn two World of Hyatt tier-qualifying night credits for every $5,000 in purchases, with no stated limit. Credits apply to the calendar year in which the spend occurred.

    • 12 months of complimentary DashPass
      $0
      /One-time

      Receive 12 months of complimentary DashPass for DoorDash and Caviar after first activation by December 31, 2027. After the complimentary term, the membership renews at the then-current monthly rate unless canceled.

    • Trip delay reimbursement
      $0
      /Annual

      Covers unreimbursed meals and lodging when common-carrier travel is delayed more than 12 hours or requires an overnight stay, up to $500 per ticket.

    Other Chase cards

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