All comparisons
Head-to-head, 2026
Chase IHG One Rewards Premier Business Chase World of Hyatt
Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.
Lower annual fee: Chase World of Hyatt
Chase
IHG One Rewards Premier Business
- Annual fee
- $99
- Network
- visa
- Welcome value
- $700
- Min spend
- $4,000 / 3mo
Top earning rates
- 10×IHG Hotels & Resorts · IHG One Rewards
- 5×Dining · IHG One Rewards
- 5×Advertising · IHG One Rewards
- 5×Office supplies · IHG One Rewards
Key benefits
- Anniversary Free Night · $280
- Additional 40,000-Point Free Night (Spend Tier) · $280
- Global Entry, TSA PreCheck or NEXUS Credit · $120
- $100 Statement Credit and 10,000 Bonus Points (Spend Tier) · $100
- Monthly Instacart Credit · $10
Chase
World of Hyatt
- Annual fee
- $95
- Network
- visa
- Welcome value
- —
- Min spend
- $3,000 / 3mo
Top earning rates
- 4×Qualifying purchases made at Hyatt hotels and resorts participating in the World of Hyatt Program and on purchases of World of Hyatt Experiences · World of Hyatt Program
- 2×Restaurants, on airline tickets purchased directly from airlines, on local transit and commuting (taxis, mass transit, tolls, parking, ride-share), and on fitness club & gym memberships · World of Hyatt Program
- 2×Purchases that normally earn 1 Bonus Point · World of Hyatt Program
- 1×All other purchases · World of Hyatt Program
Key benefits
- Extra Category 1–4 free night (Spend Tier) · $300
- Annual Category 1–4 free night · $300
- Trip Cancellation and Interruption Insurance · $0
- 2 tier-qualifying nights per $5,000 spent · $0
- Hyatt points do not expire while card is open · $0
Wondering which one is right for your wallet?
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