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All comparisons
Head-to-head, 2026

Chase Ink Business Preferred Chase Ink Business Premier

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Ink Business PreferredBigger welcome offer: Chase Ink Business Preferred

Chase

Ink Business Preferred

Annual fee
$95
Network
visa
Welcome value
$1,250
Min spend
$8,000 / 3mo

Top earning rates

  • 5×travel · Chase Ultimate Rewards
  • 3×travel · Chase Ultimate Rewards
  • 3×shipping · Chase Ultimate Rewards
  • 3×internet, cable, and phone services · Chase Ultimate Rewards

Key benefits

  • Cell Phone Protection · $600
  • Primary Auto Rental CDW (Business) · $300
  • Trip Cancellation/Interruption Insurance · $150
  • No Foreign Transaction Fees · $150
  • Extended Warranty · $50
Full Chase Ink Business Preferred review

Chase

Ink Business Premier

Annual fee
$195
Network
visa
Welcome value
$1,000
Min spend
$10,000 / 3mo

Top earning rates

  • 5×Travel · Chase Ultimate Rewards
  • 2.5×Large purchases · Chase Ultimate Rewards
  • 2×All purchases · Chase Ultimate Rewards

Key benefits

  • Primary Auto Rental CDW · $150
  • Cell Phone Protection · $60
  • Trip Cancellation/Interruption Insurance · $50
  • No Foreign Transaction Fees · $50
  • Extended Warranty Protection · $25
Full Chase Ink Business Premier review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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