All comparisons
Head-to-head, 2026
Chase Ink Business Preferred Chase Sapphire Preferred
Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.
Chase
Ink Business Preferred
- Annual fee
- $95
- Network
- visa
- Welcome value
- —
- Min spend
- $8,000 / 3mo
Top earning rates
- 5×Qualifying Lyft products and services
- 3×Shipping; social media and search engine advertising; travel; internet, cable, and phone services
- 1×All other purchases
Key benefits
- Monthly DoorDash non-restaurant discount · $10
- Travel partner point transfers · $0
- No Foreign Transaction Fees · $0
- Travel and Emergency Assistance Services · $0
- Employee Cards · $0
Chase
Sapphire Preferred
- Annual fee
- $95
- Network
- visa
- Welcome value
- $937.5
- Min spend
- $5,000 / 3mo
Top earning rates
- 5×Chase Travel purchases
- 5×Peloton equipment and accessory purchases over $150
- 5×Lyft rides
- 3×Online groceries
Key benefits
- Complimentary Apple TV · $156
- Complimentary DashPass Membership · $120
- Global Entry, TSA PreCheck, or NEXUS Credit · $120
- $100 Chase Travel Hotel Credit · $100
- Monthly DoorDash Non-Restaurant Promo · $10
Wondering which one is right for your wallet?
Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.
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