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All comparisons
Head-to-head, 2026

Chase Ink Business Preferred Chase Southwest Rapid Rewards Premier Business

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Ink Business Preferred

Chase

Ink Business Preferred

Annual fee
$95
Network
visa
Welcome value
—
Min spend
$8,000 / 3mo

Top earning rates

  • 5×Qualifying Lyft products and services
  • 3×Shipping; social media and search engine advertising; travel; internet, cable, and phone services
  • 1×All other purchases

Key benefits

  • Monthly DoorDash non-restaurant discount · $10
  • Travel partner point transfers · $0
  • No Foreign Transaction Fees · $0
  • Travel and Emergency Assistance Services · $0
  • Employee Cards · $0
Full Chase Ink Business Preferred review

Chase

Southwest Rapid Rewards Premier Business

Annual fee
$149
Network
visa
Welcome value
$840
Min spend
$3,000 / 3mo

Top earning rates

  • 3×Southwest purchases · Southwest Rapid Rewards
  • 2×Rapid Rewards partner hotel and car rentals · Southwest Rapid Rewards
  • 2×Local transit and commuting · Southwest Rapid Rewards
  • 1×All other purchases · Southwest Rapid Rewards

Key benefits

  • Free first checked bag · $140
  • Preferred seat selection within 48 hours · $0
  • No Foreign Transaction Fees · $0
  • Group 5 boarding · $0
  • 15% annual flight discount code · $0
Full Chase Southwest Rapid Rewards Premier Business review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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