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All comparisons
Head-to-head, 2026

Chase Ink Business Preferred Chase United Club Infinite

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Ink Business PreferredBigger welcome offer: Chase Ink Business Preferred

Chase

Ink Business Preferred

Annual fee
$95
Network
visa
Welcome value
$1,250
Min spend
$8,000 / 3mo

Top earning rates

  • 5×travel · Chase Ultimate Rewards
  • 3×travel · Chase Ultimate Rewards
  • 3×shipping · Chase Ultimate Rewards
  • 3×internet, cable, and phone services · Chase Ultimate Rewards

Key benefits

  • Cell Phone Protection · $600
  • Primary Auto Rental CDW (Business) · $300
  • Trip Cancellation/Interruption Insurance · $150
  • No Foreign Transaction Fees · $150
  • Extended Warranty · $50
Full Chase Ink Business Preferred review

Chase

United Club Infinite

Annual fee
$695
Network
visa
Welcome value
$960
Min spend
$5,000 / 3mo

Top earning rates

  • 4×United purchases · United MileagePlus
  • 2×travel · United MileagePlus
  • 2×dining · United MileagePlus
  • 1×all other purchases · United MileagePlus

Key benefits

  • United Club Membership · $325
  • Free First & Second Checked Bags · $320
  • IHG Rewards Platinum Elite Status · $200
  • Hertz President's Circle Status · $150
  • PQP on Spend · $100
Full Chase United Club Infinite review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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