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Head-to-head, 2026

Chase Marriott Bonvoy Bountiful Chase Sapphire Reserve for Business

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Marriott Bonvoy Bountiful

Chase

Marriott Bonvoy Bountiful

Annual fee
$250
Network
visa
Welcome value
—
Min spend
$4,000 / 3mo

Top earning rates

  • 6×Hotels participating in Marriott Bonvoy · Marriott Bonvoy
  • 4×Grocery stores and dining · Marriott Bonvoy
  • 2×All other purchases · Marriott Bonvoy

Key benefits

  • 50,000-point Free Night Award (Spend Tier) · $400
  • $10 quarterly DoorDash non-restaurant discount · $10
  • Marriott Bonvoy® Gold Elite Status · $0
  • 15 Elite Night Credits · $0
  • Baggage Delay Insurance · $0
Full Chase Marriott Bonvoy Bountiful review

Chase

Sapphire Reserve for Business

Annual fee
$795
Network
visa
Welcome value
~$2,000
Min spend
$30,000 / 6mo

Top earning rates

  • 8×Purchases made using your card through Chase Travel
  • 5×Qualifying Lyft products and services purchased through the Lyft mobile application
  • 4×Flights and hotels booked direct
  • 3×Social media and search engine advertising

Key benefits

  • The Edit on-property benefits · $550
  • $500 The Edit hotel credit · $500
  • $500 The Shops at Chase credit (Spend Tier) · $500
  • $500 Southwest Airlines Chase Travel credit (Spend Tier) · $500
  • $300 annual travel credit · $300
Full Chase Sapphire Reserve for Business review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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