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Head-to-head, 2026

Chase Marriott Bonvoy Bountiful Chase Sapphire Reserve for Business

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Marriott Bonvoy Bountiful

Chase

Marriott Bonvoy Bountiful

Annual fee
$250
Network
visa
Welcome value
$680
Min spend
$4,000 / 3mo

Top earning rates

  • 6×Marriott Bonvoy properties · Marriott Bonvoy
  • 4×Grocery stores · Marriott Bonvoy
  • 4×Dining · Marriott Bonvoy
  • 2×All other purchases · Marriott Bonvoy

Key benefits

  • Marriott Bonvoy Platinum Status (Spend Tier) · $1200
  • Free Night Award (up to 50,000 Points) · $300
  • 15 Elite Night Credits · $200
  • Marriott Bonvoy Gold Status · $150
  • No Foreign Transaction Fees · $50
Full Chase Marriott Bonvoy Bountiful review

Chase

Sapphire Reserve for Business

Annual fee
$795
Network
visa
Welcome value
—
Min spend
$30,000 / 6mo

Top earning rates

  • 10×travel booked through Chase Travel · Ultimate Rewards
  • 10×dining booked through Chase Travel · Ultimate Rewards
  • 5×flights booked through Chase Travel · Ultimate Rewards
  • 3×travel · Ultimate Rewards

Key benefits

  • $500 Credit for stays with The Edit · $500
  • $250 Credit for Select Chase Travel Hotels · $250
  • IHG One Rewards Platinum Elite status · $200
  • The Edit Property Benefits · $100
  • Global Entry / TSA PreCheck / NEXUS Credit · $100
Full Chase Sapphire Reserve for Business review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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