All comparisons
Head-to-head, 2026
Chase Sapphire Preferred Chase World of Hyatt
Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.
Chase
Sapphire Preferred
- Annual fee
- $95
- Network
- visa
- Welcome value
- ~$1,538
- Min spend
- $5,000 / 3mo
Top earning rates
- 5×Chase Travel purchases · Chase Ultimate Rewards
- 5×Peloton equipment and accessory purchases · Chase Ultimate Rewards
- 5×Lyft products and services · Chase Ultimate Rewards
- 3×Online groceries · Chase Ultimate Rewards
Key benefits
- Complimentary Apple TV · $156
- Complimentary DashPass Membership · $120
- Global Entry, TSA PreCheck, or NEXUS Credit · $120
- $100 Chase Travel Hotel Credit · $100
- Monthly DoorDash Non-Restaurant Promo · $10
Chase
World of Hyatt
- Annual fee
- $95
- Network
- visa
- Welcome value
- —
- Min spend
- $3,000 / 3mo
Top earning rates
- 4×Hotels · World of Hyatt
- 2×Dining · World of Hyatt
- 2×Flights · World of Hyatt
- 2×Transit · World of Hyatt
Key benefits
- Extra Category 1–4 free night (Spend Tier) · $300
- Annual Category 1–4 free night · $300
- Lost luggage reimbursement · $0
- Trip cancellation and interruption insurance · $0
- Hyatt points do not expire while card is open · $0
Wondering which one is right for your wallet?
Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.
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