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All comparisons
Head-to-head, 2026

Chase Sapphire Reserve for Business Chase Southwest Rapid Rewards Premier Business

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Southwest Rapid Rewards Premier BusinessBigger welcome offer: Chase Sapphire Reserve for Business

Chase

Sapphire Reserve for Business

Annual fee
$795
Network
visa
Welcome value
~$4,100
Min spend
$30,000 / 6mo

Top earning rates

  • 8×Chase Travel purchases · Ultimate Rewards
  • 5×Lyft products and services · Ultimate Rewards
  • 4×Flights and hotels booked direct · Ultimate Rewards
  • 3×Social media and search engine advertising · Ultimate Rewards

Key benefits

  • The Edit on-property benefits · $550
  • $500 The Edit hotel credit · $500
  • $500 The Shops at Chase credit (Spend Tier) · $500
  • $500 Southwest Airlines Chase Travel credit (Spend Tier) · $500
  • $400 Credit with ZipRecruiter · $400
Full Chase Sapphire Reserve for Business review

Chase

Southwest Rapid Rewards Premier Business

Annual fee
$149
Network
visa
Welcome value
~$800
Min spend
$3,000 / 3mo

Top earning rates

  • 3×Southwest Airlines® purchases
  • 3×Qualifying Lyft products and services
  • 2×Gas stations and restaurants
  • 1×All other purchases

Key benefits

  • Free first checked bag · $140
  • A-List tier qualifying points · $0
  • Preferred seat selection within 48 hours · $0
  • No Foreign Transaction Fees · $0
  • Group 5 boarding · $0
Full Chase Southwest Rapid Rewards Premier Business review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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