Perqt AI Wallet logo
All comparisons
Head-to-head, 2026

Chase Sapphire Reserve for Business Chase Southwest Rapid Rewards Priority

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Southwest Rapid Rewards PriorityBigger welcome offer: Chase Sapphire Reserve for Business

Chase

Sapphire Reserve for Business

Annual fee
$795
Network
visa
Welcome value
~$2,000
Min spend
$30,000 / 6mo

Top earning rates

  • 8×Purchases made using your card through Chase Travel
  • 5×Qualifying Lyft products and services purchased through the Lyft mobile application
  • 4×Flights and hotels booked direct
  • 3×Social media and search engine advertising

Key benefits

  • The Edit on-property benefits · $550
  • $500 The Edit hotel credit · $500
  • $500 The Shops at Chase credit (Spend Tier) · $500
  • $500 Southwest Airlines Chase Travel credit (Spend Tier) · $500
  • $300 annual travel credit · $300
Full Chase Sapphire Reserve for Business review

Chase

Southwest Rapid Rewards Priority

Annual fee
$229
Network
visa
Welcome value
$840
Min spend
$2,000 / 3mo

Top earning rates

  • 5×Qualifying Lyft products and services purchased through the Lyft mobile application · Rapid Rewards
  • 4×Southwest Airlines purchases · Rapid Rewards
  • 2×Gas stations and restaurants · Rapid Rewards
  • 1×All other purchases · Rapid Rewards

Key benefits

  • Free first checked bag · $180
  • Monthly Instacart credit · $10
  • Quarterly DoorDash non-restaurant discount · $10
  • Baggage Delay Insurance · $0
  • Complimentary Preferred seat at booking · $0
Full Chase Southwest Rapid Rewards Priority review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

Get my personal answer