All comparisons
Head-to-head, 2026
Chase Southwest Rapid Rewards Premier Chase World of Hyatt
Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.
Lower annual fee: Chase World of Hyatt
Chase
Southwest Rapid Rewards Premier
- Annual fee
- $149
- Network
- visa
- Welcome value
- ~$550
- Min spend
- $1,500 / 3mo
Top earning rates
- 3×Southwest Airlines purchases
- 3×Qualifying Lyft products and services
- 2×Grocery stores and restaurants
- 1×All other purchases
Key benefits
- First checked bag free · $140
- DoorDash non-restaurant quarterly discount · $10
- Monthly Instacart credit · $10
- Extended warranty protection · $0
- Complimentary Preferred or Standard seat selection · $0
Chase
World of Hyatt
- Annual fee
- $95
- Network
- visa
- Welcome value
- —
- Min spend
- $3,000 / 3mo
Top earning rates
- 4×Qualifying purchases made at Hyatt hotels and resorts participating in the World of Hyatt Program and on purchases of World of Hyatt Experiences · World of Hyatt Program
- 2×Restaurants, on airline tickets purchased directly from airlines, on local transit and commuting (taxis, mass transit, tolls, parking, ride-share), and on fitness club & gym memberships · World of Hyatt Program
- 2×Purchases that normally earn 1 Bonus Point · World of Hyatt Program
- 1×All other purchases · World of Hyatt Program
Key benefits
- Extra Category 1–4 free night (Spend Tier) · $300
- Annual Category 1–4 free night · $300
- Lost luggage reimbursement · $0
- Trip cancellation and interruption insurance · $0
- Hyatt points do not expire while card is open · $0
Wondering which one is right for your wallet?
Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.
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