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All comparisons
Head-to-head, 2026

Chase Southwest Rapid Rewards Premier Chase World of Hyatt

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase World of HyattBigger welcome offer: Chase World of Hyatt

Chase

Southwest Rapid Rewards Premier

Annual fee
$149
Network
visa
Welcome value
$650
Min spend
$1,000 / 3mo

Top earning rates

  • 3×Southwest purchases · Southwest Rapid Rewards
  • 2×Rapid Rewards hotel and car rental partners · Southwest Rapid Rewards
  • 2×Local transit and commuting · Southwest Rapid Rewards
  • 2×Select streaming services · Southwest Rapid Rewards

Key benefits

  • First checked bag free · $140
  • DoorDash non-restaurant quarterly discount · $10
  • Monthly Instacart credit · $10
  • Extended warranty protection · $0
  • Complimentary Preferred or Standard seat selection · $0
Full Chase Southwest Rapid Rewards Premier review

Chase

World of Hyatt

Annual fee
$95
Network
visa
Welcome value
$1,020
Min spend
$3,000 / 3mo

Top earning rates

  • 4×Hotels · World of Hyatt
  • 2×Dining · World of Hyatt
  • 2×Flights · World of Hyatt
  • 2×Transit · World of Hyatt

Key benefits

  • Extra Category 1–4 free night (Spend Tier) · $300
  • Annual Category 1–4 free night · $300
  • Lost luggage reimbursement · $0
  • Trip cancellation and interruption insurance · $0
  • Hyatt points do not expire while card is open · $0
Full Chase World of Hyatt review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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