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All comparisons
Head-to-head, 2026

Chase United Club Business Chase World of Hyatt

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase World of HyattBigger welcome offer: Chase World of Hyatt

Chase

United Club Business

Annual fee
$695
Network
visa
Welcome value
$600
Min spend
$5,000 / 3mo

Top earning rates

  • 2×United Airlines purchases · United MileagePlus
  • 1.5×all other purchases · United MileagePlus

Key benefits

  • Premier Qualifying Points (PQP) Earnings · $500
  • 1.5x Base Earning Rate · $375
  • United Club Membership · $325
  • Premier Access Travel Services · $200
  • Renowned Hotels and Resorts Credit · $200
Full Chase United Club Business review

Chase

World of Hyatt

Annual fee
$95
Network
visa
Welcome value
$1,020
Min spend
$3,000 / 3mo

Top earning rates

  • 4×hyatt hotels and resorts · World of Hyatt
  • 2×restaurants · World of Hyatt
  • 2×flights · World of Hyatt
  • 2×transit · World of Hyatt

Key benefits

  • Free Night Award (Cat 1-4) · $200
  • 5 Elite Night Credits · $100
  • Spend-based Elite Nights · $80
  • Hyatt Discoverist Status · $50
  • No Foreign Transaction Fees · $50
Full Chase World of Hyatt review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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