Perqt AI Wallet logo
All comparisons
Head-to-head, 2026

Chase World of Hyatt Chase World of Hyatt Business

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase World of Hyatt

Chase

World of Hyatt

Annual fee
$95
Network
visa
Welcome value
$1,020
Min spend
$3,000 / 3mo

Top earning rates

  • 4×hyatt hotels and resorts · World of Hyatt
  • 2×restaurants · World of Hyatt
  • 2×flights · World of Hyatt
  • 2×transit · World of Hyatt

Key benefits

  • Free Night Award (Cat 1-4) · $200
  • 5 Elite Night Credits · $100
  • Spend-based Elite Nights · $80
  • Hyatt Discoverist Status · $50
  • No Foreign Transaction Fees · $50
Full Chase World of Hyatt review

Chase

World of Hyatt Business

Annual fee
$199
Network
visa
Welcome value
$1,020
Min spend
$5,000 / 3mo

Top earning rates

  • 4×Hyatt hotels and resorts · World of Hyatt
  • 2×top three spending categories · World of Hyatt
  • 2×fitness club and gym memberships · World of Hyatt
  • 1×all other purchases · World of Hyatt

Key benefits

  • Giftable Discoverist Status · $500
  • 10% Redemption Bonus (Spend Tier) · $300
  • Base Purchase Rewards · $250
  • Tier-Qualifying Night Credits · $250
  • Top Three Category Bonus Rewards · $200
Full Chase World of Hyatt Business review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

Get my personal answer