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All comparisons
Head-to-head, 2026

Chase World of Hyatt Chase World of Hyatt Business

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase World of Hyatt

Chase

World of Hyatt

Annual fee
$95
Network
visa
Welcome value
$1,020
Min spend
$3,000 / 3mo

Top earning rates

  • 4×Hotels · World of Hyatt
  • 2×Dining · World of Hyatt
  • 2×Flights · World of Hyatt
  • 2×Transit · World of Hyatt

Key benefits

  • Extra Category 1–4 free night (Spend Tier) · $300
  • Annual Category 1–4 free night · $300
  • Lost luggage reimbursement · $0
  • Trip cancellation and interruption insurance · $0
  • Hyatt points do not expire while card is open · $0
Full Chase World of Hyatt review

Chase

World of Hyatt Business

Annual fee
$199
Network
visa
Welcome value
$1,020
Min spend
$5,000 / 3mo

Top earning rates

  • 4×Hyatt purchases · World of Hyatt
  • 2×Top three quarterly categories · World of Hyatt
  • 2×Fitness and gym memberships · World of Hyatt
  • 1×All other purchases · World of Hyatt

Key benefits

  • Hyatt statement credit · $50
  • Hyatt Leverage membership · $0
  • 5 tier-qualifying night credits (Spend Tier) · $0
  • Roadside assistance · $0
  • Purchase protection · $0
Full Chase World of Hyatt Business review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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