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All comparisons
Head-to-head, 2026

Chase World of Hyatt Citi Strata Premier

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Bigger welcome offer: Chase World of Hyatt

Chase

World of Hyatt

Annual fee
$95
Network
visa
Welcome value
$1,020
Min spend
$3,000 / 3mo

Top earning rates

  • 4×hyatt hotels and resorts · World of Hyatt
  • 2×restaurants · World of Hyatt
  • 2×flights · World of Hyatt
  • 2×transit · World of Hyatt

Key benefits

  • Free Night Award (Cat 1-4) · $200
  • 5 Elite Night Credits · $100
  • Spend-based Elite Nights · $80
  • Hyatt Discoverist Status · $50
  • No Foreign Transaction Fees · $50
Full Chase World of Hyatt review

Citi

Strata Premier

Annual fee
$95
Network
mastercard
Welcome value
$600
Min spend
$4,000 / 3mo

Top earning rates

  • 10×car rentals · Citi ThankYou Points
  • 10×attractions · Citi ThankYou Points
  • 10×hotels · Citi ThankYou Points
  • 3×hotels · Citi ThankYou Points

Key benefits

  • Points Transfer to Partners · $150
  • $200 Annual Hotel Benefit · $100
  • Travel Protection Benefits · $50
  • No Foreign Transaction Fees · $30
  • Citi Entertainment® · $20
Full Citi Strata Premier review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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