Delta SkyMiles Platinum
- Annual fee
- $350
- Network
- amex
- Type
- personal
Earn 3x miles on eligible Delta purchases and directly with hotels, 2x miles at restaurants and U.S. supermarkets, and 1x miles on all other eligible purchases.
Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.
Three ways to value this card. Only one of them is yours.
What the issuer advertises.
Pays out with no hoops.
$390 of the advertised value — 93% — comes with strings attached.
- $420 advertised across 4 benefits.
- $390 (93%) needs a booking, enrollment, or deadline.
- Biggest credit — $150 Delta Stays Credit, $150 — comes with conditions.
- Global Entry or TSA PreCheck fee credit ($30) posts automatically. No hoops.
- No-hoops value covers 9% of the annual fee.
- You'll actually use $150 Delta Stays Credit.
- You'll actually use Global Entry or TSA PreCheck fee credit.
- 3× on Delta purchases matches your spend.
- You won't use $150 Delta Stays Credit.
- You want the fee covered without chasing — $320 short.
- You'd forget monthly credits.
Welcome offer
70,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership.
- Est. value
- $840
- Minimum spend
- $6,000
- Within
- 6 mo
Earning rates
- All other purchasesOn other eligible purchases1×milesDelta SkyMiles
- Top earnDelta purchasesOn purchases made directly with Delta3×milesDelta SkyMiles
- Top earnHotelsOn purchases made directly with hotels3×milesDelta SkyMiles
- RestaurantsAt restaurants worldwide, including takeout and delivery in the US2×milesDelta SkyMiles
- SupermarketsAt U.S. supermarkets2×milesDelta SkyMiles
On-card benefits & credits
- $150 Delta Stays Credit$150/Annual
Earn up to $150 in statement credits per calendar year for prepaid hotels or vacation rentals booked through Delta Stays.
- Global Entry or TSA PreCheck fee credit$120/One-time
Up to $120 Global Entry every 4 years or up to $85 TSA PreCheck every 4.5 years (up to $30 annualized value). One application-fee statement credit per cycle, charged to the Card.
- $120 Resy Credit$10/Monthly
Earn up to $10 per month in statement credits for eligible purchases at qualifying U.S. Resy restaurants.
- $120 Rideshare Credit$10/Monthly
Earn up to $10 back in statement credits each month on eligible U.S. rideshare purchases.
- MQD Boost$0/Annual
Earn $1 Medallion Qualification Dollar for every $20 in eligible card purchases during a qualification year toward Delta Medallion status.
- MQD Headstart$0/Annual
Receive $2,500 MQDs each Medallion Qualification Year to get closer to elite status.
- First and second checked bags free$0/Annual
The first checked bag is free on eligible Delta flights worldwide, and the Basic Card Member also receives a second free checked bag on domestic Delta flights.
- Car Rental Loss and Damage Insurance$0/Annual
Secondary coverage can cover damage to or theft of an eligible rental vehicle when the entire rental is paid with the card and the rental company’s CDW is declined. Liability is excluded; Australia, Italy, and New Zealand are not covered.
- No foreign transaction fees$0/Annual
American Express charges no foreign transaction fee on purchases made outside the United States, though merchants or ATMs may impose their own fees.
- Trip Delay Insurance$0/Annual
If an eligible round trip paid entirely with the card is delayed more than 12 hours for a covered reason, this secondary coverage can reimburse certain additional expenses. Maximum two claims per eligible card per 12 consecutive months.
- Hertz Five Star® Status$0/Annual
Complimentary Hertz Five Star status upon enrollment.
- TakeOff 15 award discount$0/Annual
Save 15% in miles when booking eligible Delta-operated award travel through delta.com or the Fly Delta app. Partner-operated flights, taxes, and fees are excluded.
- Cell Phone Protection$0/One-time
Coverage for damaged or stolen cell phones when your monthly bill is paid with the card.
- Baggage Insurance Plan$0/Annual
Provides excess coverage for lost, damaged, or stolen baggage when the entire common-carrier fare is charged to the card, up to $1,250 for carry-on baggage and $500 for checked baggage.
- Purchase Protection$0/Annual
Protects eligible purchases made with the card against accidental damage or theft for up to 90 days, subject to $1,000 per covered purchase and $50,000 per calendar year limits.
- Complimentary Upgrade List eligibility$0/Annual
Non-Medallion cardmembers with an eligible ticket are added to Delta’s complimentary upgrade list after Medallion members and Delta Reserve cardmembers; upgrades are subject to availability.
- Global Assist Hotline$0/Annual
Provides 24/7 emergency coordination more than 100 miles from home, including medical and legal referrals, emergency cash wires, and missing-luggage assistance. Third-party service costs remain the cardmember’s responsibility.
- Amex Special Ticket Access$0/Annual
Provides access to select Amex Presale Tickets and Amex Reserved Tickets. Availability is limited and not all seats are offered.
- Annual Delta Main Companion Certificate$0/Annual
Receive one Delta Main round-trip companion certificate each year after card renewal for eligible travel within the U.S. and to Mexico, the Caribbean, or Central America. Taxes and fees of $22–$250 apply; Delta Basic is excluded.
- Extended Warranty$0/Annual
Adds up to one extra year to an eligible original manufacturer’s warranty of five years or less for covered U.S. purchases made with the card.
Other American Express cards
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