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American Express

Delta SkyMiles® Platinum Business Card

Annual fee
$350
Network
amex
Type
business

It earns Delta SkyMiles, including elevated rewards on eligible Delta and hotel purchases and in select business spending categories, with other eligible purchases earning the base rate.

American Express Delta SkyMiles® Platinum Business Card

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Perqt Analysis

Three ways to value this card. Only one of them is yours.

01Published
$3,510

What the issuer advertises.

02Realistic
$3,270

Pays out with no hoops.

03Yours
Open your wallet

From your real spend and redemptions.

$240 of the advertised value — 7% — comes with strings attached.

Why Perqt says this
  • $3,510 advertised across 7 benefits.
  • $240 (7%) needs a booking, enrollment, or deadline.
  • Biggest credit — Rideshare statement credit, $120 — comes with conditions.
  • MQD Headstart ($2,500) posts automatically. No hoops.
  • No-hoops value covers 934% of the annual fee.
Better fit if
  • You'll actually use Rideshare statement credit.
  • You'll actually use MQD Headstart.
  • 3× on Delta purchases matches your spend.
Probably not if
  • You won't use Rideshare statement credit.

Welcome offer

Earn 70,000 bonus miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership.

Est. value
$840
Minimum spend
$6,000
Within
6 mo

Earning rates

  • All other purchases
    Other eligible business purchases
    1×
    miles
    Delta SkyMiles · Earn 1 mile per dollar on other eligible purchases.
  • Top earn
    Delta purchases
    Purchases made directly with Delta
    3×
    miles
    Delta SkyMiles · Earn 3 miles per dollar spent on eligible purchases made directly with Delta.
  • Top earn
    Hotels
    Purchases made directly with hotels
    3×
    miles
    Delta SkyMiles · Earn 3 miles per dollar spent on eligible hotel purchases made directly with hotels.
  • Transit
    Transit purchases including rideshare, tolls, and public transportation
    1.5×
    miles
    Delta SkyMiles · Earn 1.5 miles per dollar on transit (capped at $100,000 in purchases per calendar year across all 1.5X categories, then 1X).
  • U.S. shipping
    U.S. purchases for shipping
    1.5×
    miles
    Delta SkyMiles · Earn 1.5 miles per dollar on U.S. shipping (capped at $100,000 in purchases per calendar year across all 1.5X categories, then 1X).
  • Large purchases
    Single eligible purchases of $5,000 or more
    1.5×
    miles
    Delta SkyMiles · Earn 1.5 miles per dollar on single eligible purchases of $5,000 or more (capped at $100,000 in purchases per calendar year across all 1.5X categories, then 1X).

On-card benefits & credits

  • Annual companion certificate
    $400
    /Annual

    Receive a certificate after each card renewal for a Delta Main round-trip flight within the U.S. or to Mexico, the Caribbean, or Central America. Government taxes and fees of $22–$250 apply, and Delta Basic is excluded.

  • Delta Stays statement credit
    $200
    /Annual

    Receive up to $200 each year for eligible prepaid hotel or vacation-rental bookings made through Delta Stays on delta.com.

  • First bag free worldwide and second bag free domestically
    $140
    /Annual

    The first checked bag is free on international and domestic Delta flights, and the second checked bag is free on domestic Delta flights.

  • Global Entry or TSA PreCheck fee credit
    $120
    /Annual

    Receive either a $120 Global Entry application-fee statement credit or up to $85 for TSA PreCheck once every four years when the fee is charged to the card.

  • Rideshare statement credit
    $10
    /Monthly

    After enrollment, earn up to $10 back each month on U.S. rideshare purchases with select providers.

  • Resy statement credit
    $10
    /Monthly

    Enroll and earn up to $10 per month in statement credits on eligible purchases at qualifying U.S. Resy restaurants.

  • Purchase protection
    $0
    /Annual

    Covered purchases may be protected against theft or accidental damage for up to 90 days, with coverage up to $1,000 per purchase and $50,000 per account per calendar year.

  • Car rental loss and damage insurance
    $0
    /Annual

    Provides secondary coverage for damage to or theft of an eligible rental vehicle; liability is excluded, and the entire rental must be paid with the card after declining the rental company's CDW.

  • TakeOff 15 award discount
    $0
    /Annual

    Save 15% in miles on Delta-operated award travel booked through delta.com or the Fly Delta app; partner-operated flights, taxes and fees are excluded.

  • Complimentary upgrade eligibility
    $0
    /Annual

    Eligible cardholders are placed on Delta's complimentary-upgrade list after Medallion members and Reserve cardmembers; upgrades are subject to availability.

  • Baggage insurance plan
    $0
    /Annual

    When the entire common-carrier fare is charged to the card, coverage may apply for lost, damaged or stolen baggage up to $1,250 for carry-on baggage and $500 for checked baggage, in excess of carrier coverage.

  • No foreign transaction fees
    $0
    /Annual

    The card charges no foreign transaction fees on international purchases.

  • Extended warranty
    $0
    /Annual

    Extends an eligible original manufacturer's warranty by up to one additional year when the original warranty is five years or less.

  • Trip delay insurance
    $0
    /Annual

    If a round trip is fully paid with the card and a covered reason causes a delay of more than 6 hours, eligible additional expenses may be reimbursed up to $300 per trip, with at most two claims per 12 consecutive months.

  • MQD Boost
    $0
    /Annual

    Earn 1 Medallion Qualification Dollar for each $20 in card purchases to make progress toward Delta Medallion status.

  • Hertz Five Star status
    $0
    /Annual

    Receive complimentary Hertz Five Star status after required enrollment and linking of Hertz Gold Plus Rewards and SkyMiles accounts.

  • MQD Headstart
    $0
    /Annual

    Receive 2,500 Medallion Qualification Dollars automatically each Medallion Qualification Year toward Delta Medallion status.

  • Global Assist Hotline
    $0
    /Annual

    Provides 24/7 emergency assistance and coordination when traveling more than 100 miles from home; third-party service costs remain the cardmember's responsibility.

  • Zone 5 priority boarding
    $0
    /Annual

    Receive Zone 5 priority boarding on Delta flights, allowing earlier boarding and access to overhead-bin space.

Other American Express cards

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