Delta SkyMiles® Platinum Business Card
- Annual fee
- $350
- Network
- amex
- Type
- business
It earns Delta SkyMiles, including elevated rewards on eligible Delta and hotel purchases and in select business spending categories, with other eligible purchases earning the base rate.
Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.
Three ways to value this card. Only one of them is yours.
What the issuer advertises.
Pays out with no hoops.
$270 of the advertised value — 28% — comes with strings attached.
- $960 advertised across 6 benefits.
- $270 (28%) needs a booking, enrollment, or deadline.
- Biggest credit — $120 Rideshare Credit, $120 — comes with conditions.
- Annual Companion Certificate ($350) posts automatically. No hoops.
- No-hoops value covers 197% of the annual fee.
- You'll actually use $120 Rideshare Credit.
- You'll actually use Annual Companion Certificate.
- 3× on Delta purchases matches your spend.
- You won't use $120 Rideshare Credit.
Welcome offer
Earn 100,000 Bonus Miles after spending $8,000 in purchases on your new Card in your first 6 months of Card Membership.
- Est. value (Perqt)
- ~$1,200
- Minimum spend
- $8,000
- Within
- 6 mo
Earning rates
- All other purchasesOther eligible business purchases1×milesDelta SkyMiles · Earn 1 mile per dollar on other eligible purchases.
- Top earnDelta purchasesPurchases made directly with Delta3×milesDelta SkyMiles · Earn 3 miles per dollar spent on eligible purchases made directly with Delta.
- Top earnHotelsPurchases made directly with hotels3×milesDelta SkyMiles · Earn 3 miles per dollar spent on eligible hotel purchases made directly with hotels.
- TransitTransit purchases including rideshare, tolls, and public transportation1.5×milesDelta SkyMiles · Earn 1.5 miles per dollar on transit (capped at $100,000 in purchases per calendar year across all 1.5X categories, then 1X).
- U.S. shippingU.S. purchases for shipping1.5×milesDelta SkyMiles · Earn 1.5 miles per dollar on U.S. shipping (capped at $100,000 in purchases per calendar year across all 1.5X categories, then 1X).
- Large purchasesSingle eligible purchases of $5,000 or more1.5×milesDelta SkyMiles · Earn 1.5 miles per dollar on single eligible purchases of $5,000 or more (capped at $100,000 in purchases per calendar year across all 1.5X categories, then 1X).
On-card benefits & credits
- Annual Companion Certificate$350/Annual
Receive a certificate after each card renewal for a Delta Main round-trip flight within the U.S. or to Mexico, the Caribbean, or Central America. Government taxes and fees of $22–$250 apply, and Delta Basic is excluded.
- $200 Delta Stays Credit$200/Annual
Up to $200 back per calendar year as a statement credit after using the Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com/stays.
- First Checked Bag Free$140/Annual
First checked bag free on Delta flights worldwide — saving up to $90 per person on a round trip. The Basic Card Member's SkyMiles number must be on the reservation; eligible companions on the same reservation receive the waiver too, up to nine waivers.
- Fee Credit for Global Entry or TSA PreCheck®$120/One-time
Either a $120 statement credit for a Global Entry application fee every 4 years, or a statement credit of up to $85 for a TSA PreCheck application fee every 4.5 years through an official enrollment provider.
- $120 Rideshare Credit$10/Monthly
Up to $10 in statement credits each month — up to $120 a year — on U.S. rideshare purchases with select providers when paid with the enrolled Card.
- $120 Resy Credit$10/Monthly
Up to $10 per month in statement credits — up to $120 a year — on eligible purchases at over 10,000 qualifying U.S. Resy restaurants with the enrolled Card.
- Car Rental Loss and Damage Insurance$0/As needed
Provides secondary coverage for damage to or theft of an eligible rental vehicle; liability is excluded, and the entire rental must be paid with the card after declining the rental company's CDW.
- Vendor Pay by BILL$0/As needed
Get started with Vendor Pay by BILL by enrolling your eligible American Express® Business, Corporate, or Corporate Purchasing Card. With the Basic plan, there is no monthly fee for the first user and no fee for a second user for the first six months. After six months, the second user will be charged $15 per month. The Advanced plan is $59 per user per month, and the Advanced Plus plan is $99 per user per month. Additional fees may apply based on plan type, payment methods selected, accounting system integrations, and the number of users.
- MQD Boost$0/Annual
Get $1 Medallion® Qualification Dollar for each $20 of eligible purchases on your Card during a Qualification Year, getting you closer to Medallion Status for the next Medallion Year. MQDs have no cash value, are not redeemable or transferrable, do not roll over, and reset to zero on or about January 1 each year. A Qualification Year runs January 1 to December 31; eligible purchases exclude fees, interest, cash advances, travelers checks, person-to-person transactions, prepaid/gift cards, and cash equivalents. Returns and credits deduct MQDs, and Delta may adjust status if the MQD balance falls below a tier threshold. Account must not be canceled or past due; MQDs may take 8 to 12 weeks to post to the Basic Card Member's SkyMiles account.
- Hertz Five Star® Status$0/Annual
Transform your car rental experience with Hertz Five Star® Status. Enrollment required.
- Global Assist® Hotline$0/As needed
Provides 24/7 emergency assistance and coordination when traveling more than 100 miles from home; third-party service costs remain the cardmember's responsibility.
- Zone 5 Priority Boarding$0/Annual
Zone 5 Priority Boarding on Delta flights for Card Members.
- MQD Headstart$0/Annual
$2,500 Medallion Qualification Dollars each Medallion Qualification Year, which counts toward Delta Medallion status rather than paying out as a statement credit.
- Purchase Protection$0/As needed
Covered purchases may be protected against theft or accidental damage for up to 90 days, with coverage up to $1,000 per purchase and $50,000 per account per calendar year.
- Trip Delay Insurance$0/As needed
If a round trip is fully paid with the card and a covered reason causes a delay of more than 6 hours, eligible additional expenses may be reimbursed up to $300 per trip, with at most two claims per 12 consecutive months.
- TakeOff 15$0/Annual
Take 15% off anytime you book Award Travel with miles on Delta flights when using delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- Complimentary Upgrade List$0/Annual
Card Members without Medallion status and with an eligible ticket are added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
- Baggage Insurance Plan$0/As needed
When the entire common-carrier fare is charged to the card, coverage may apply for lost, damaged or stolen baggage up to $1,250 for carry-on baggage and $500 for checked baggage, in excess of carrier coverage.
- No Foreign Transaction Fees$0/As needed
American Express will not charge a foreign transaction fee on purchases made outside of the United States with the Card.
- 20% Back on Delta In-Flight Purchases$0/As needed
Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food and beverages.
- Extended Warranty$0/As needed
Extends an eligible original manufacturer's warranty by up to one additional year when the original warranty is five years or less.
- Amex Special Ticket Access$0/As needed
Access to Amex Presale Tickets and Amex Reserved Tickets for select events across sports, music and more, plus additional perks at select events.
- Second Checked Bag Free$0/Annual
Second checked bag free on domestic Delta itineraries — saving up to an additional $110 on a round trip. Basic Card Members only (not Additional Card Members), once per Eligible Card per direction of travel, with the Basic Card Member's SkyMiles number on the reservation before check-in or bag payment. Origin and destination must be within the United States (U.S. 48, Alaska, Hawaii, Puerto Rico, U.S. Virgin Islands) on a Delta or Delta Connection flight that is both Delta-marketed and Delta-operated; codeshare flights are not eligible. Standard bag fee only — the bag must not be overweight or oversize, and the waiver does not apply if you already receive two or more free checked bags from your fare, Medallion Status, or active-duty military status.
- Cell Phone Protection$0/As needed
- Pay with Miles$0/As needed
Take up to $50 off the cost of a Delta flight for every 5,000 miles redeemed with Pay with Miles when booking on delta.com.
Other American Express cards
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