Delta SkyMiles Platinum
- Annual fee
- $350
- Network
- amex
- Type
- personal
Earn 3x miles on eligible Delta purchases and directly with hotels, 2x miles at restaurants and U.S. supermarkets, and 1x miles on all other eligible purchases.
Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.
Three ways to value this card. Only one of them is yours.
What the issuer advertises.
Pays out with no hoops.
$270 of the advertised value — 35% — comes with strings attached.
- $770 advertised across 5 benefits.
- $270 (35%) needs a booking, enrollment, or deadline.
- Biggest credit — $120 Rideshare Credit, $120 — comes with conditions.
- Annual Delta Main Companion Certificate ($350) posts automatically. No hoops.
- No-hoops value covers 143% of the annual fee.
- You'll actually use $120 Rideshare Credit.
- You'll actually use Annual Delta Main Companion Certificate.
- 3× on Delta Purchases matches your spend.
- You won't use $120 Rideshare Credit.
Welcome offer
Earn as high as 90,000 bonus miles and a $300 statement credit after spending $4,000 in purchases on your new Card within the first 6 months of Card Membership.
- Minimum spend
- $4,000
- Within
- 6 mo
Earning rates
- All other eligible purchases1×miles
- Top earnDelta Purchases3×milesDelta SkyMiles
- Top earnHotels3×miles
- U.S. Supermarketssupermarkets located in the United States2×milesDelta SkyMiles
- DiningAt restaurants worldwide, including takeout and delivery in the U.S.2×miles
- Restaurants2×miles
- GroceriesAt U.S. supermarkets2×miles
On-card benefits & credits
- Annual Delta Main Companion Certificate$350/Annual
Enjoy a Companion Certificate on a Delta Main domestic, Caribbean, or Central American round-trip flight each year after renewal of your Card. Your Companion Certificate can also be redeemed toward the eligible flight portion of a Delta Vacations package. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
- $150 Delta Stays Credit$150/Annual
Up to $150 back per calendar year as a statement credit after using the Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com/stays.
- Fee Credit for Global Entry or TSA PreCheck®$120/One-time
Either a $120 statement credit for a Global Entry application fee every 4 years, or a statement credit of up to $85 for a TSA PreCheck application fee every 4.5 years through an official enrollment provider.
- $120 Rideshare Credit$10/Monthly
Up to $10 in statement credits each month — up to $120 a year — on U.S. rideshare purchases with select providers when paid with the enrolled Card.
- $120 Resy Credit$10/Monthly
Up to $10 per month in statement credits — up to $120 a year — on eligible purchases at over 10,000 qualifying U.S. Resy restaurants with the enrolled Card.
- Second Checked Bag Free$0/Annual
Second checked bag free on domestic Delta itineraries — saving up to an additional $110 on a round trip. Basic Card Members only (not Additional Card Members), once per Eligible Card per direction of travel, with the Basic Card Member's SkyMiles number on the reservation before check-in or bag payment. Origin and destination must be within the United States (U.S. 48, Alaska, Hawaii, Puerto Rico, U.S. Virgin Islands) on a Delta or Delta Connection flight that is both Delta-marketed and Delta-operated; codeshare flights are not eligible. Standard bag fee only — the bag must not be overweight or oversize, and the waiver does not apply if you already receive two or more free checked bags from your fare, Medallion Status, or active-duty military status.
- American Express Venue Collection$0/Annual
On-site perks such as dedicated entrances or fast lanes at select stadiums and arenas. Enrolled Cards also get 10% back on qualifying concessions purchases, up to $250 in statement credits per calendar year. Offer ends December 31, 2026. The 10% back depends on member spend, so it carries no fixed annual dollar value.
- Baggage Insurance Plan$0/As needed
Provides excess coverage for lost, damaged, or stolen baggage when the entire common-carrier fare is charged to the card, up to $1,250 for carry-on baggage and $500 for checked baggage.
- Trip Delay Insurance$0/As needed
If an eligible round trip paid entirely with the card is delayed more than 12 hours for a covered reason, this secondary coverage can reimburse certain additional expenses. Maximum two claims per eligible card per 12 consecutive months.
- Zone 5 Priority Boarding$0/Annual
Zone 5 Priority Boarding on Delta flights for Card Members.
- MQD Boost$0/Annual
Get $1 Medallion® Qualification Dollar for each $20 in purchases on your Card in a calendar year, getting you closer to Medallion Status for next Medallion Year quicker. MQDs count toward Medallion status rather than paying out as a statement credit.
- MQD Headstart$0/Annual
$2,500 Medallion Qualification Dollars each Medallion Qualification Year, which counts toward Delta Medallion status rather than paying out as a statement credit.
- Hertz Five Star® Status$0/Annual
Transform your car rental experience with Hertz Five Star® Status. Enrollment required.
- First Checked Bag Free$0/Annual
First checked bag free on Delta flights worldwide — saving up to $90 per person on a round trip. The Basic Card Member's SkyMiles number must be on the reservation; eligible companions on the same reservation receive the waiver too, up to nine waivers.
- Car Rental Loss and Damage Insurance$0/As needed
Secondary coverage can cover damage to or theft of an eligible rental vehicle when the entire rental is paid with the card and the rental company’s CDW is declined. Liability is excluded; Australia, Italy, and New Zealand are not covered.
- No Foreign Transaction Fees$0/As needed
American Express will not charge a foreign transaction fee on purchases made outside of the United States with the Card.
- Extended Warranty$0/As needed
Adds up to one extra year to an eligible original manufacturer’s warranty of five years or less for covered U.S. purchases made with the card.
- 20% Back on Delta In-Flight Purchases$0/As needed
Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food and beverages.
- Cell Phone Protection$0/As needed
Coverage for damaged or stolen cell phones when your monthly bill is paid with the card.
- TakeOff 15$0/Annual
Take 15% off anytime you book Award Travel with miles on Delta flights when using delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- Purchase Protection$0/As needed
Protects eligible purchases made with the card against accidental damage or theft for up to 90 days, subject to $1,000 per covered purchase and $50,000 per calendar year limits.
- Complimentary Upgrade List$0/Annual
Card Members without Medallion status and with an eligible ticket are added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
- Global Assist® Hotline$0/As needed
Provides 24/7 emergency coordination more than 100 miles from home, including medical and legal referrals, emergency cash wires, and missing-luggage assistance. Third-party service costs remain the cardmember’s responsibility.
- Amex Special Ticket Access$0/As needed
Access to Amex Presale Tickets and Amex Reserved Tickets for select events across sports, music and more, plus additional perks at select events.
- Amex Event Perks$0/As needed
At select events, Card Members can receive perks such as dedicated entrances and checkout lanes, exclusive offers, popups and other fan-experience extras. Event Perks vary by event and are available while supplies last. Additional terms may apply by event, such as guest policy and capacity limitations for Fan Experiences and enrollment and Card eligibility for offers. Perks are subject to change without notice. See event terms for additional information.
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