Perqt AI Wallet logo
American Express · synced with issuer page
American Express

Marriott Bonvoy Business

Annual fee
$125
Network
amex
Type
business

Earn 6x points at participating Marriott Bonvoy hotels, 4x points at restaurants worldwide, U.S. gas stations, wireless telephone services, and U.S. shipping purchases, and 2x points on all other eligible purchases.

American Express Marriott Bonvoy Business

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Perqt Analysis

Three ways to value this card. Only one of them is yours.

01Published
$800

What the issuer advertises.

02Realistic
$550

Pays out with no hoops.

03Yours
Open your wallet

From your real spend and redemptions.

$250 of the advertised value — 31% — comes with strings attached.

Why Perqt says this
  • $800 advertised across 4 benefits.
  • $250 (31%) needs a booking, enrollment, or deadline.
  • Biggest credit — American Express Venue Collection Concessions Credit, $250 — comes with conditions.
  • Additional Free Night Award (Spend Tier) ($200) posts automatically. No hoops.
  • No-hoops value covers 440% of the annual fee.
Better fit if
  • You'll actually use American Express Venue Collection Concessions Credit.
  • You'll actually use Additional Free Night Award (Spend Tier).
  • 6× on hotels matches your spend.
Probably not if
  • You won't use American Express Venue Collection Concessions Credit.

Welcome offer

Earn 3 Free Night Awards after spending $6,000 on eligible purchases on the Marriott Bonvoy Business Card within the first 6 months of Card Membership. Each Free Night Award has a redemption value up to 50,000 Marriott Bonvoy points.

Est. value
$750
Minimum spend
$6,000
Within
6 mo

Earning rates

  • All_other_purchases
    On all other eligible purchases
    2×
    pts
    Marriott Bonvoy · Earn 2x Marriott Bonvoy points per dollar spent on all other eligible purchases.
  • Top earn
    Hotels
    At participating Marriott Bonvoy hotels
    6×
    pts
    Marriott Bonvoy · Earn 6x Marriott Bonvoy points per dollar spent on eligible purchases at hotels participating in the Marriott Bonvoy program.
  • Restaurants
    At restaurants worldwide
    4×
    pts
    Marriott Bonvoy · Earn 4x Marriott Bonvoy points per dollar spent at restaurants worldwide.
  • Gas_stations
    At U.S. gas stations
    4×
    pts
    Marriott Bonvoy · Earn 4x Marriott Bonvoy points per dollar spent at U.S. gas stations.
  • Wireless_services
    On wireless telephone services purchased directly from U.S. service providers
    4×
    pts
    Marriott Bonvoy · Earn 4x Marriott Bonvoy points per dollar spent on U.S. wireless telephone services.
  • Shipping
    On U.S. purchases for shipping
    4×
    pts
    Marriott Bonvoy · Earn 4x Marriott Bonvoy points per dollar spent on U.S. purchases for shipping.

On-card benefits & credits

  • American Express Venue Collection Concessions Credit
    $250
    /Annual

    Enroll your Card to get 10% back on qualifying concessions purchases up to $250 per calendar year at select stadiums and arenas.

  • Additional Free Night Award (Spend Tier)
    $200
    /Annual

    Earn an additional Free Night Award after spending $60,000 in a calendar year. Unlocks after $60000 calendar-year spend on the card.

  • Annual Free Night Award
    $200
    /Annual

    Receive one Free Night Award each year after your Card renewal month, redeemable for a night at or under 35,000 points.

  • Marriott Bonvoy Room Rate Discount
    $0
    /Annual

    Receive a 7% discount on eligible room rates when booking directly with Marriott.

  • Complimentary Marriott Bonvoy Gold Elite Status
    $0
    /Annual

    Enjoy complimentary Marriott Bonvoy Gold Elite status.

  • Car Rental Loss and Damage Insurance
    $0
    /One-time

    Secondary coverage for damage to or theft of a rental vehicle up to $50,000 per rental agreement.

  • 15 Elite Night Credits
    $0
    /Annual

    Receive 15 Elite Night Credits each calendar year toward the next level of Marriott Bonvoy Elite status.

Other American Express cards

Is the Marriott Bonvoy Business right for your spend?

Drop in your typical monthly spend and we'll show exactly how much this card would earn you — plus how it stacks up against your current wallet.

See your savings