It earns Emirates Skywards Miles on purchases, with elevated rewards on eligible Emirates spending and additional bonus categories.
Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.
Perqt Analysis
Three ways to value this card. Only one of them is yours.
Earn 40,000 Skywards Miles after spending $3,000 on purchases in the first 90 days.
Est. value
$480
Minimum spend
$3,000
Within
3 mo
Earning rates
All other purchases
On all other eligible purchases
1×
miles
Emirates Skywards
Top earn
Emirates purchases
On eligible purchases made directly with Emirates (including flights booked on emirates.com or through Emirates sales offices)
4×
miles
Emirates Skywards
Airline and hotel
On eligible airline and hotel purchases
3×
miles
Emirates Skywards
Dining
On eligible dining purchases
2×
miles
Emirates Skywards
On-card benefits & credits
Global Entry or TSA PreCheck application fee credit
$120
/One-time
Receive up to a $120 statement credit for one Global Entry or TSA PreCheck application fee. Source 1 states the credit is available every five years.
Cash + Miles special rate
$0
/Annual
Cardholders receive preferred Cash + Miles rates when logged in before searching and booking eligible Emirates-operated and select codeshare flights. The current offer applies to purchases made before March 31, 2027.
Priority Pass Select lounge access
$0
/Annual
Primary cardmembers and authorized users are eligible for Priority Pass Select membership with unlimited visits for themselves and guests at participating lounges.
Emirates Skywards Gold status
$0
/Annual
Primary cardholders receive Emirates Skywards Gold tier status for the first 12 months. To retain it from the second year onward, spend $40,000 in net purchases annually starting from the card anniversary date.
$0 Fraud Liability protection
$0
/Annual
Cardholders are not responsible for unauthorized charges under the card's $0 Fraud Liability protection.
25% discount on Buy or Gift Miles
$0
/Annual
Receive a 25% discount when buying Skywards Miles for yourself or gifting them. You must log in to your Emirates Skywards account and pay with the card.
FICO Credit Score access
$0
/Annual
Get complimentary online access to a FICO Credit Score and score-change alerts while the account is open, active, and in good standing; availability is not guaranteed and may be removed.
No Skywards Miles expiration
$0
/Annual
Skywards Miles do not expire while the card account remains open and in good standing. If the account closes, Emirates provides an adjusted expiration date.
No foreign transaction fees
$0
/Annual
Pay no foreign transaction fees on international purchases.
Tier Miles from card spending
$0
/Annual
Earn 1 Tier Mile for every 4 base Skywards Miles earned from eligible card transactions, capped at 15,000 Tier Miles per card cycle year. Promotional and welcome-bonus Miles do not qualify.
