It earns Emirates Skywards Miles on purchases, with enhanced rewards on eligible Emirates spending and select bonus categories.
Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.
Welcome offer
Earn 40,000 bonus Skywards Miles after spending $3,000 on purchases in the first 90 days, plus complimentary Emirates Skywards Silver tier membership during your first year.
Est. value
$400
Minimum spend
$3,000
Within
3 mo
Earning rates
All other purchases
1×
miles
Emirates Skywards
Top earn
Emirates purchases
On eligible Emirates purchases made directly with Emirates
3×
miles
Emirates Skywards
Dining
2×
miles
Emirates Skywards
Travel
2×
miles
Emirates Skywards
On-card benefits & credits
Complimentary FICO Credit Score Access
$0
/Annual
Complimentary online access to your FICO® Credit Score lets you keep an eye on your credit score and get alerts when we learn that your score has changed.
$0 Fraud Liability
$0
/As needed
Cardholders are not responsible for charges they did not authorize.
No Skywards Miles Expiration
$0
/As needed
Skywards Miles belonging to the Primary Cardmember will not expire as long as they have an open Card Account in Good Standing. If the Card Account is closed, Emirates Skywards will adjust the expiry date for any Miles that should have expired under the standard Skywards Program Rules; the adjusted expiry date will be two months from the Card Account closure date.
No Foreign Transaction Fees
$0
/As needed
No foreign transaction fees are charged on international purchases made with the card.
25% Discount on Buy Miles and Gift Miles
$0
/As needed
Receive an automatic 25% discount when you buy Skywards Miles for yourself or gift Skywards Miles to another Emirates Skywards member through emirates.com. Log in to your Emirates Skywards account and pay with your Emirates Skywards Rewards World Elite Mastercard at checkout.
The Primary Cardmember receives Emirates Skywards Silver tier membership for one year from the Card Account open date. Allow 2–8 weeks after account opening for the tier to appear in the Primary Cardmember’s Skywards account. To retain Silver tier for subsequent years, spend $20,000 in Net Purchases during each anniversary year; purchases made by authorized users count toward the Primary Cardmember’s qualifying spend. If the $20,000 threshold is not met in any subsequent year, tier membership reverts to Blue. Visit emirates.com for full Program Rules.
