Bilt Blue Card

Annual fee: $0
Network: mastercard
Type: personal

Earns 1x points on rent payments (up to 100,000 points per calendar year), 3x points on dining, 2x points on travel, and 1x points on other purchases, provided you make at least 5 transactions per billing cycle.

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Earning rates

all other purchases
must make at least 5 transactions per billing cycle
1×
pts
Bilt Rewards
Top earn
restaurants
must make at least 5 transactions per billing cycle
3×
pts
Bilt Rewards
travel
must make at least 5 transactions per billing cycle
2×
pts
Bilt Rewards
rent
up to 100,000 points per calendar year; must make at least 5 transactions per billing cycle
1×
pts
Bilt Rewards

On-card benefits & credits

Welcome Offer: $100 Bilt Cash
$100
/one_time
Earn $100 of Bilt Cash upon application and approval. Note that Bilt Cash balances over $100 expire at the end of each calendar year.
Elite Status Bilt Cash Bonus
$50
/one_time
Earn $50 of Bilt Cash for every 25,000 points earned toward elite status.
No Transaction Fee on Housing Payments
$0
/monthly
Pay rent, mortgage, and HOA fees through the Bilt platform without incurring the standard credit card transaction fees.
Bilt Housing Payment Credit Line Protection
$0
/monthly
Housing payments are pulled directly from a linked bank account rather than using the card's credit line, keeping the credit limit available for other purchases.
No Foreign Transaction Fees
$0
/annual
No fees charged on purchases made outside of the United States.

Other Bilt cards

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