It earns 3% cash back on dining, entertainment, popular streaming services, and at grocery stores (excluding superstores such as Walmart and Target), 5% on hotels, vacation rentals, and rental cars booked through Capital One Travel, 8% on Capital One Entertainment purchases, and 1% on other purchases.
Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.
Welcome offer
Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening.
Est. value
$200
Minimum spend
$500
Within
3 mo
Earning rates
All other purchases
1×
cash back
Top earn
Entertainment
Purchases made through Capital One Entertainment
8×
cash back
Capital One Entertainment
Travel
Booked through Capital One Travel
5×
cash back
Capital One Travel
Grocery_stores
3×
cash back
Excludes superstores like Walmart and Target
Streaming_services
3×
cash back
On popular streaming services
Dining
3×
cash back
Entertainment
3×
cash back
On-card benefits & credits
Capital One Travel price match guarantee
$0
/Annual
Capital One Travel will match a qualifying lower price found for an eligible flight, hotel, or rental car within 24 hours of booking; if applicable, the difference is issued as a travel credit.
Hertz Five Star® Status
$0
/Annual
Eligible Savor cardholders can enroll for Hertz Five Star status, which offers a free status upgrade, counter-skipping at select locations, and access to a wider vehicle selection. Status remains effective for the duration of the offer.
Extended warranty
$0
/Annual
Eligible items purchased with the card receive additional warranty protection at no charge; terms and exclusions apply.
24-hour travel assistance services
$0
/Annual
Provides emergency replacement-card and cash-advance assistance if the card is lost or stolen.
50% off handcrafted beverages at Capital One Café
$0
/Annual
Capital One credit or debit cardholders receive 50% off handcrafted beverages at Capital One Cafés nationwide, generally limited to one per person while supplies last.
Complimentary concierge service
$0
/Annual
Cardholders can request personalized assistance with dining, entertainment, and travel 24 hours a day, 365 days a year.
Travel accident insurance
$0
/Annual
Provides automatic insurance for a covered loss when the card is used to purchase the fare; terms and exclusions apply.
No foreign transaction fees
$0
/Annual
Savor charges no foreign transaction fee on purchases made outside the United States.
Secondary rental car insurance
$0
/Annual
Eligible Savor cards branded as World Elite Mastercard, Visa Infinite, Visa Signature, or Discover receive secondary rental-car coverage for collision, theft, towing, and loss-of-use charges. Decline the rental company’s CDW/LDW and pay the full rental cost with the card.