Venture X Rewards
- Annual fee
- $395
- Network
- visa
- Type
- personal
It earns 2 miles per dollar on most purchases, 5 miles per dollar on flights and vacation rentals booked through Capital One Travel, and 10 miles per dollar on hotels and rental cars booked through Capital One Travel.
Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.
Three ways to value this card. Only one of them is yours.
What the issuer advertises.
Pays out with no hoops.
$749 of the advertised value — 96% — comes with strings attached.
- $779 advertised across 7 benefits.
- $749 (96%) needs a booking, enrollment, or deadline.
- Biggest credit — $300 annual Capital One Travel credit, $300 — only via Capital One Travel.
- Global Entry or TSA PreCheck credit ($30) posts automatically. No hoops.
- No-hoops value covers 8% of the annual fee.
- You book travel through Capital One Travel.
- You'll actually use Global Entry or TSA PreCheck credit.
- 10× on hotels matches your spend.
- You book direct, not via Capital One Travel.
- You want the fee covered without chasing — $365 short.
Welcome offer
Earn 75,000 bonus miles after spending $4,000 on purchases within the first 3 months from account opening.
- Est. value
- $750
- Minimum spend
- $4,000
- Within
- 3 mo
Earning rates
- All other purchases2×milesCapital One Miles
- Top earnHotelsBooked through Capital One Travel10×milesCapital One Miles · Capital One Travel
- Top earnRental carsBooked through Capital One Travel10×milesCapital One Miles · Capital One Travel
- FlightsBooked through Capital One Travel5×milesCapital One Miles · Capital One Travel
On-card benefits & credits
- $300 annual Capital One Travel credit$300/Annual
Eligible primary cardholders receive a $300 credit each account year for purchases through Capital One Travel. It expires on the next account-opening anniversary and is applied at checkout.
- Complimentary PRIOR subscription$149/Annual
Eligible Venture X cardholders can enroll for a complimentary PRIOR subscription, stated as a $149 value. The subscription auto-renews annually and charges the card on file unless canceled before renewal.
- Global Entry or TSA PreCheck credit$120/One-time
Receive one statement credit per account every four years for the first eligible Global Entry or TSA PreCheck application fee charged directly to the Venture X card, up to $120.
- Premier Collection vacation rental experience credit$100/One-time
Eligible Premier Collection vacation-rental bookings receive an experience credit of up to $100 per stay, plus Wi-Fi and available early check-in and late checkout. Book through Capital One Travel in the eligible cardholder’s name.
- Premier Collection hotel experience credit$100/One-time
Eligible Premier Collection hotel bookings receive an experience credit of up to $100 per room, per stay, plus daily breakfast for two, Wi-Fi and available room upgrades, early check-in and late checkout. Book through Capital One Travel in the eligible cardholder’s name.
- Lifestyle Collection hotel experience credit$50/One-time
Eligible Lifestyle Collection hotel bookings receive an experience credit of up to $50 per room, per stay, plus Wi-Fi and available room upgrades, early check-in and late checkout. Book through Capital One Travel in the eligible cardholder’s name.
- Lifestyle Collection vacation rental experience credit$50/One-time
Eligible Lifestyle Collection vacation-rental bookings receive an experience credit of up to $50 per stay, plus Wi-Fi and available early check-in and late checkout. Book through Capital One Travel in the eligible cardholder’s name.
- Trip delay reimbursement$0/Annual
Covers reasonable additional expenses when an eligible trip is delayed over six hours or requires an overnight stay. Limited to one claim per covered trip.
- Lost luggage reimbursement$0/Annual
Supplemental coverage reimburses eligible checked or carry-on baggage lost through common-carrier theft or misdirection. New York coverage is limited to $2,000 per bag.
- Visa Infinite Concierge$0/Annual
Complimentary 24/7 Visa Infinite Concierge can assist with travel bookings, dining reservations, event tickets and everyday requests. Cardholders remain responsible for charges for arranged goods and services.
- Trip cancellation and interruption coverage$0/Annual
Reimburses eligible nonrefundable common-carrier fare losses when a covered trip is canceled or interrupted for specified covered reasons, including qualifying illness, injury, death or common-carrier insolvency.
- Priority Pass lounge access$0/Annual
Primary cardholders can access more than 1,300 participating Priority Pass lounges worldwide. Enrollment is required.
- No foreign transaction fees$0/Annual
The card does not charge foreign transaction fees on purchases made outside the United States.
- Capital One Entertainment access$0/Annual
Cardholders receive exclusive access to Capital One Entertainment presales, tickets and events across music, sports and dining.
- Capital One Lounge and Landing access$0/Annual
Primary cardholders receive access to Capital One Lounge and Landing locations, subject to availability. Present the physical Venture X card or a digital lounge pass.
- Cell phone protection$0/Annual
Coverage applies when the monthly wireless bill is paid with the Venture X card. It covers eligible theft, damage, or involuntary accidental parting, with a $50 deductible and a maximum of two claims and $1,600 per 12-month period.
- Hertz Gold Plus Rewards status upgrade$0/Annual
Eligible cardholders can enroll through the unique Benefits Tab link for a Hertz Gold Plus Rewards status upgrade. The source does not identify the resulting tier, so no status value is estimated.
- Purchase Security$0/Annual
Purchase Security may replace, repair or reimburse eligible purchases stolen or damaged within the first 90 days after purchase. Coverage is capped at $10,000 per claim and $50,000 per cardholder.
- Auto rental collision damage waiver$0/Annual
Primary coverage reimburses eligible theft or collision damage, loss-of-use charges, administrative fees and towing. Pay the entire rental with the eligible card and decline the rental company’s collision waiver; rental periods are limited to 15 days domestically and 31 days abroad.
- Return protection$0/Annual
Reimburses eligible U.S. purchases when the retailer will not accept a return within 90 days. Coverage is up to $300 per item and $1,000 annually per account.
Other Capital One cards
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