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Capital One · synced with issuer page
Capital One

Spark Cash

Annual fee
$95
Network
visa
Type
business

It earns unlimited 2% cash back on every purchase, with no category restrictions.

Capital One Spark Cash

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Welcome offer

Earn a $1,000 cash bonus when you spend $10,000 in the first 3 months.

Est. value
$1,000
Minimum spend
$10,000
Within
3 mo
First-year annual fee waived

Earning rates

  • Every purchase
    2×
    cash back
  • Top earn
    Hotels and rental cars
    5×
    cash back
    Capital One Business Travel

On-card benefits & credits

  • Accounts Payable
    $0
    /Annual

    Capital One provides built-in Accounts Payable tools to pay vendors by card, ACH or check; certain payment methods may incur a fee.

  • Expense management software
    $0
    /Annual

    Use integrated Expense Management and Accounts Payable software to help manage business expenses.

  • Year-end summaries
    $0
    /Annual

    Receive an itemized spending report to support business budgeting and tax preparation.

  • Roadside Assistance
    $0
    /As needed

    Roadside services are available for auto-related emergencies, including jump-starting, tire changing and towing; charges or service limits are not stated.

  • No Foreign Transaction Fees
    $0
    /As needed

    Pay no foreign transaction fees on purchases made outside the United States.

  • Capital One Business Travel access
    $0
    /Annual

    Receive complimentary access to Capital One Business Travel, an all-in-one business travel management solution.

  • Virtual card numbers
    $0
    /Annual

    Create virtual card numbers to make online payments without exposing the physical card number.

  • Employee Cards
    $0
    /Annual

    Add employee cards at no charge, track employee spending and earn rewards from their purchases.

  • Extended Warranty
    $0
    /As needed

    Eligible purchases made with the card receive free additional warranty coverage; the source does not state the extension length or reimbursement ceiling.

  • Accounting software purchase records
    $0
    /Annual

    Download purchase records in formats compatible with Quicken, QuickBooks and Excel.

Other Capital One cards

Is the Spark Cash right for your spend?

Drop in your typical monthly spend and we'll show exactly how much this card would earn you — plus how it stacks up against your current wallet.

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