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Capital One · synced with issuer page
Capital One

Spark Cash

Annual fee
$95
Network
visa
Type
business

It earns unlimited 2% cash back on every purchase, with no category restrictions.

Capital One Spark Cash

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Welcome offer

Earn a $1,000 cash bonus when you spend $10,000 in the first 3 months of opening your account.

Est. value
$1,000
Minimum spend
$10,000
Within
3 mo
First-year annual fee waived

Earning rates

  • All other purchases
    2×
    cash back
  • Top earn
    Travel
    booked through Capital One Travel
    5×
    cash back
    Capital One Travel · 5% cash back on hotels and rental cars booked through Capital One Travel

On-card benefits & credits

  • Accounts Payable
    $0
    /Annual

    Capital One provides built-in Accounts Payable tools to pay vendors by card, ACH or check; certain payment methods may incur a fee.

  • Expense management software
    $0
    /Annual

    Use integrated Expense Management and Accounts Payable software to help manage business expenses.

  • Year-end summaries
    $0
    /Annual

    Receive an itemized spending report to support business budgeting and tax preparation.

  • Roadside assistance
    $0
    /Annual

    Roadside services are available for auto-related emergencies, including jump-starting, tire changing and towing; charges or service limits are not stated.

  • No foreign transaction fees
    $0
    /Annual

    Pay no foreign transaction fees on purchases made outside the United States.

  • Capital One Business Travel access
    $0
    /Annual

    Receive complimentary access to Capital One Business Travel, an all-in-one business travel management solution.

  • Virtual card numbers
    $0
    /Annual

    Create virtual card numbers to make online payments without exposing the physical card number.

  • Free employee cards
    $0
    /Annual

    Add employee cards at no charge, track employee spending and earn rewards from their purchases.

  • Extended warranty
    $0
    /Annual

    Eligible purchases made with the card receive free additional warranty coverage; the source does not state the extension length or reimbursement ceiling.

  • Accounting software purchase records
    $0
    /Annual

    Download purchase records in formats compatible with Quicken, QuickBooks and Excel.

Other Capital One cards

Is the Spark Cash right for your spend?

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