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Capital One · synced with issuer page
Capital One

Spark Cash Plus

Annual fee
$150
Network
visa
Type
business

Cardholders earn an unlimited 2% cash back on every purchase and 5% cash back on hotels and rental cars booked through Capital One Travel.

Capital One Spark Cash Plus

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Welcome offer

Earn a $2,000 cash bonus after spending $30,000 in the first 3 months and an additional $2,000 for every $500,000 spent in the first 12 months.

Est. value
$4,000
Minimum spend
$30,000
Within
3 mo

Earning rates

  • all other purchases
    2×
    cash back
    Capital One Spark Cash Back
  • Top earn
    hotels
    booked through Capital One Travel
    5×
    cash back
    Capital One Spark Cash Back · Capital One Travel
  • Top earn
    rental cars
    booked through Capital One Travel
    5×
    cash back
    Capital One Spark Cash Back · Capital One Travel

On-card benefits & credits

  • No Preset Spending Limit
    $500
    /annual

    This card comes with no preset spend limit that adapts to your needs based on spending behavior, payment history, and credit profile.

  • Annual Fee Refund (Spend Tier)
    $150
    /annual

    Get your $150 annual fee refunded every year you spend at least $150,000 on the card. Unlocks after $150,000 calendar-year spend on the card.

  • Free Employee Cards
    $100
    /annual

    Empower your team to make purchases while earning rewards on their transactions with free employee cards.

  • Account Managers
    $50
    /annual

    Assign an account manager to make purchases and payments, review transactions, and resolve problems.

  • Purchase Record Downloads
    $50
    /annual

    Quickly and securely download purchase records into multiple formats including Quicken, QuickBooks, and Excel.

  • Year-end Summaries
    $25
    /annual

    Get an itemized report of your spending to simplify budgeting and tax time.

  • $0 Fraud Liability
    $0
    /annual

    If your card is lost or stolen, you can get an emergency replacement and a cash advance with $0 fraud liability.

Other Capital One cards

Is the Spark Cash Plus right for your spend?

Drop in your typical monthly spend and we'll show exactly how much this card would earn you — plus how it stacks up against your current wallet.

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