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Capital One · synced with issuer page
Capital One

Spark Cash Plus

Annual fee
$150
Network
visa
Type
business

Cardholders earn an unlimited 2% cash back on every purchase and 5% cash back on hotels and rental cars booked through Capital One Travel.

Capital One Spark Cash Plus

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Welcome offer

Earn a $2,000 cash bonus after spending $30,000 in the first 3 months. Plus, earn an additional $2,000 bonus for every $500,000 spent in the first 12 months.

Est. value
$2,000
Minimum spend
$30,000
Within
3 mo

Earning rates

  • all other purchases
    2×
    cash back
    Capital One Spark Cash Back
  • Top earn
    hotels
    booked through Capital One Travel
    5×
    cash back
    Capital One Spark Cash Back · Capital One Travel
  • Top earn
    rental cars
    booked through Capital One Travel
    5×
    cash back
    Capital One Spark Cash Back · Capital One Travel

On-card benefits & credits

  • No Preset Spending Limit
    $500
    /annual

    This card comes with no preset spend limit that adapts to your needs based on spending behavior, payment history, and credit profile.

  • Annual Fee Refund (Spend Tier)
    $150
    /annual

    Get your $150 annual fee refunded every year you spend at least $150,000 on the card. Unlocks after $150,000 calendar-year spend on the card.

  • Free Employee Cards
    $100
    /annual

    Empower your team to make purchases while earning rewards on their transactions with free employee cards.

  • Account Managers
    $50
    /annual

    Assign an account manager to make purchases and payments, review transactions, and resolve problems.

  • Purchase Record Downloads
    $50
    /annual

    Quickly and securely download purchase records into multiple formats including Quicken, QuickBooks, and Excel.

  • Year-end Summaries
    $25
    /annual

    Get an itemized report of your spending to simplify budgeting and tax time.

  • $0 Fraud Liability
    $0
    /annual

    If your card is lost or stolen, you can get an emergency replacement and a cash advance with $0 fraud liability.

Other Capital One cards

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