Venture X Business
- Annual fee
- $395
- Network
- visa
- Type
- business
It earns 2 miles per dollar on every purchase, with elevated rewards on hotels and rental cars booked through Capital One Travel.
Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.
Three ways to value this card. Only one of them is yours.
What the issuer advertises.
Pays out with no hoops.
$400 of the advertised value — 93% — comes with strings attached.
- $430 advertised across 3 benefits.
- $400 (93%) needs a booking, enrollment, or deadline.
- Biggest credit — $300 annual Capital One Business Travel credit, $300 — comes with conditions.
- Global Entry or TSA PreCheck credit ($30) posts automatically. No hoops.
- No-hoops value covers 8% of the annual fee.
- You'll actually use $300 annual Capital One Business Travel credit.
- You'll actually use Global Entry or TSA PreCheck credit.
- 10× on hotels and rental cars matches your spend.
- You won't use $300 annual Capital One Business Travel credit.
- You want the fee covered without chasing — $365 short.
Welcome offer
Earn 150,000 bonus miles when you spend $30,000 in the first 3 months.
- Est. value
- $1,500
- Minimum spend
- $30,000
- Within
- 3 mo
Earning rates
- Every purchase2×miles
- Top earnHotels and rental cars10×milesCapital One Business Travel
- Flights and vacation rentals5×milesCapital One Business Travel
On-card benefits & credits
- $300 annual Capital One Business Travel credit$300/Annual
Receive an annual $300 credit for bookings through Capital One Business Travel.
- Global Entry or TSA PreCheck credit$120/One-time
Receive up to $120 toward the application fee for either Global Entry or TSA PreCheck. One statement credit is available per account every four years when the fee is charged to the card.
- Premier Collection $100 experience credit$100/One-time
Eligible Premier Collection hotel and vacation-rental bookings receive up to a $100 experience credit per stay. Book through Capital One Business Travel in the cardholder’s name; qualifying uses and availability vary by property.
- Capital One Lounge and Landing access$0/Annual
The primary cardholder receives complimentary access to Capital One Lounges and Landings, subject to space availability. Present the physical card or digital lounge pass.
- Extended Warranty$0/As needed
Eligible purchases receive additional warranty and protection at no charge. Terms, exclusions and payment requirements are contained in the card’s Guide to Benefits.
- Hertz President’s Circle® status$0/Annual
Skip the counter at select locations, enjoy a wider selection of rental cars and more, just for being a Venture X Business cardholder.
- Expense Management tools$0/Annual
Employees can attach receipts and notes to transactions to streamline business expense reporting.
- No Foreign Transaction Fees$0/As needed
The card charges no foreign transaction fees on purchases made outside the United States.
- Capital One Business Travel access$0/Annual
Cardholders receive complimentary access to Capital One Business Travel, an all-in-one platform for managing business travel and expenses.
- Employee Cards$0/Annual
Employee cards are available at no additional card fee, letting the business track employee spending and earn rewards on employee purchases.
- Premier Collection stay benefits$0/One-time
Premier Collection hotel bookings include daily breakfast for two, complimentary Wi-Fi, and room upgrades, early check-in and late checkout when available. Benefits apply per room, per stay.
- Priority Pass Membership$0/Annual
The primary cardholder can enroll in Priority Pass for access to more than 1,300 participating lounges worldwide.
- Accounts Payable tools$0/Annual
The account includes tools for sending and tracking vendor payments in one place.
- $0 Fraud Liability$0/As needed
Other Capital One cards
Is the Venture X Business right for your spend?
Drop in your typical monthly spend and we'll show exactly how much this card would earn you — plus how it stacks up against your current wallet.