British Airways Visa Signature
- Annual fee
- $95
- Network
- visa
- Type
- personal
It earns British Airways Avios, with elevated rewards on eligible British Airways, Iberia, Aer Lingus, and hotel purchases and a base rate on other spending.
Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.
Three ways to value this card. Only one of them is yours.
What the issuer advertises.
Pays out with no hoops.
$440 of the advertised value — 42% — comes with strings attached.
- $1,040 advertised across 3 benefits.
- $440 (42%) needs a booking, enrollment, or deadline.
- Biggest credit — Travel Together Ticket (Spend Tier), $400 — comes with conditions.
- Reward Flight statement credits ($600) posts automatically. No hoops.
- No-hoops value covers 632% of the annual fee.
- You'll actually use Travel Together Ticket (Spend Tier).
- You'll actually use Reward Flight statement credits.
- 3× on eligible British Airways, Aer Lingus, Iberia, and LEVEL flight purchases matches your spend.
- You won't use Travel Together Ticket (Spend Tier).
Welcome offer
Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening.
- Minimum spend
- $5,000
- Within
- 3 mo
Earning rates
- All other purchases1×pts
- Top earnEligible British Airways, Aer Lingus, Iberia, and LEVEL flight purchases3×pts
- Hotel accommodations purchased directly with the hotel2×pts
On-card benefits & credits
- Reward Flight statement credits$600/Annual
Receive $100 per eligible Economy or Premium Economy Reward Flight booking, or $200 per eligible Business or First booking, up to three credits and $600 per calendar year. The eligible transatlantic itinerary must originate in the U.S. on British Airways-operated aircraft, and taxes, fees, and charges must be paid with the card.
- Travel Together Ticket (Spend Tier)$400/Annual
Unlocks after $30,000 calendar-year spend on the card. The voucher is valid for two years and can add a companion to an eligible Reward Flight for no additional Avios or reduce the Avios price by 50% for solo travel; taxes, fees, and charges still apply.
- DoorDash non-restaurant quarterly discount$10/Quarterly
DashPass members receive up to $10 off one qualifying non-restaurant DoorDash order each calendar quarter through December 31, 2027. The discount does not roll over, and unused value from a redeemed order is forfeited.
- 10% off British Airways flights$0/Annual
Get 10% off eligible British Airways-operated flights from the U.S. to London and beyond. The cardmember must travel, pay in USD with the card, and book through ba.com/Chase10 using the promotion code.
- Baggage Delay Insurance$0/As needed
Reimburses essential purchases such as toiletries and clothing when baggage is delayed more than six hours, up to $100 per day for as many as three days. Coverage requires use of the card and is subject to restrictions and exclusions.
- Purchase Protection$0/As needed
Covers eligible new purchases against damage or theft for 120 days from purchase, up to $500 per item. For New York residents, the coverage period is 90 days.
- Pay Reward Flight fees with Avios$0/Annual
Use Avios toward taxes, fees, and carrier-imposed charges on a British Airways Reward Flight, reducing the required cash payment to a minimum of $5. Booking must be made by phone through the British Airways Club Contact Centre, and the remaining amount must be charged to the card.
- Lost Luggage Reimbursement$0/As needed
Reimburses repair or replacement of checked or carry-on baggage that is lost, damaged, or stolen during a covered trip, up to $3,000 per covered traveler. New York-specific limits also apply.
- 12 months complimentary DashPass$0/One-time
Receive 12 months of complimentary DashPass for DoorDash and Caviar when first activated by December 31, 2027. After the complimentary period, membership renews automatically at the then-current monthly rate unless canceled.
- No Foreign Transaction Fees$0/As needed
No foreign transaction fees apply to purchases made outside the United States.
- Extended Warranty$0/As needed
Extends an eligible manufacturer's U.S. warranty by one additional year when the original warranty is three years or less, up to four years from the purchase date.
Other Chase cards
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