Disney Premier

Annual fee: $49
Network: visa
Type: personal

It earns Disney Rewards Dollars on eligible purchases, with enhanced rewards in select categories, redeemable toward qualifying Disney purchases and other eligible options.

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Perqt Analysis

Three ways to value this card. Only one of them is yours.

01Published

$40

What the issuer advertises.

02Realistic

Pays out with no hoops.

03Yours

Open your wallet

From your real spend and redemptions.

$40 of the advertised value — 100% — comes with strings attached.

Why Perqt says this

$40 advertised across 1 benefits.
$40 (100%) needs a booking, enrollment, or deadline.
Biggest credit — DoorDash nonrestaurant quarterly discount, $40 — only via DoorDash.
No-hoops value covers 0% of the annual fee.

Better fit if

You book travel through DoorDash.
5× on Disney streaming services matches your spend.

Probably not if

You book direct, not via DoorDash.
You want the fee covered without chasing — $49 short.

How Perqt calculates this

Welcome offer

Earn a $400 statement credit after spending $1,000 on purchases in the first 3 months from account opening.

Est. value: $400
Minimum spend: $1,000
Within: 3 mo

Earning rates

All other purchases
1×
cash back
Disney Rewards Dollars
Top earn
Disney streaming services
For purchases of Disney+, Hulu, and ESPN+ subscriptions
5×
cash back
Disney Rewards Dollars
Gas stations
2×
cash back
Disney Rewards Dollars
Grocery stores
2×
cash back
Disney Rewards Dollars
Restaurants
2×
cash back
Disney Rewards Dollars
Disney locations
At most Disney locations, including Disney Parks, Disney Store, and shopDisney.com
2×
cash back
Disney Rewards Dollars

On-card benefits & credits

DoorDash nonrestaurant quarterly discount
$10
/Quarterly
After activating the card's DashPass membership, receive up to $10 off one qualifying nonrestaurant DoorDash order each calendar quarter through December 31, 2027. Unused value does not roll over.
10% off select recreation experiences
$0
/Annual
Save 10% on eligible recreation experiences at Walt Disney World Resort; qualifying activities and restrictions apply.
10% off select Disney dining
$0
/Annual
Receive 10% off at participating dining locations on most days at Disneyland Resort and Walt Disney World Resort; exclusions and blackout dates apply.
Marvel Unlimited first-year savings
$0
/One-time
Receive an unspecified discount on the first year of an annual Marvel Unlimited subscription.
6-month Disney vacation financing
$0
/Annual
Eligible select Disney vacation packages receive 0% promotional APR for six months from the purchase date; the standard variable APR applies afterward.
Baggage delay insurance
$0
/Annual
Reimburses essential purchases such as toiletries and clothing when baggage is delayed more than six hours, up to $100 per day for as many as three days.
12 months complimentary DashPass
$0
/One-time
Activate by December 31, 2027 to receive 12 months of complimentary DashPass for DoorDash and Caviar. After the complimentary period, membership automatically renews at the then-current monthly rate unless canceled.
Extended warranty protection
$0
/Annual
Extends an eligible manufacturer's U.S. warranty by one additional year when the original eligible warranty is three years or less, up to four years from purchase.
Purchase protection
$0
/Annual
Covers eligible new purchases against damage or theft for 120 days from purchase, except the source notes a 90-day period for New York residents.
10%–20% off Disney Operating Participants
$0
/Annual
Receive discounts ranging from 10% to 20% on eligible purchases from participating Disney Operating Participants; locations and exclusions apply.
Disney Broadway VIP package
$0
/Annual
Purchase an eligible Premium ticket to ALADDIN or THE LION KING on Broadway to receive a VIP package with premium seating, a nonalcoholic beverage in a keepsake cup and a commemorative print.
15% off select Disney guided tours
$0
/Annual
Receive 15% off the nondiscounted price of eligible guided tours at Disneyland Resort and Walt Disney World Resort; participating tours and restrictions apply.
10% off Disney parks merchandise
$0
/Annual
Save 10% on eligible merchandise purchases at participating Disneyland Resort and Walt Disney World Resort locations when paying with the card; exclusions apply.
Disney cardmember photo opportunities
$0
/Annual
Access private cardmember photo locations at Disneyland Resort and Walt Disney World Resort and receive complimentary downloads of photos taken there. Park admission and reservations may be required.
10% off DisneyStore.com purchases
$0
/Annual
Save 10% on eligible purchases at DisneyStore.com when paying with the Disney Premier Visa Card; exclusions apply.
10% off Disney Cruise Line merchandise
$0
/Annual
Receive 10% off eligible merchandise purchases onboard Disney Cruise Line. The card must be designated for onboard purchases, and exclusions apply.
Disney Cruise Line onboard savings
$0
/Annual
Eligible Disney Cruise Line purchases may receive savings on digital photo packages, merchandise, island experience packages and onboard spa treatments.
Aulani Resort savings
$0
/Annual
Cardmembers can access eligible savings on select merchandise and activities during a stay at Aulani, A Disney Resort & Spa.

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