Freedom Flex

Annual fee: $0
Network: mastercard
Type: personal

Earn 5% cash back on up to $1,500 in combined purchases in quarterly rotating categories, 5% on travel purchased through Chase, 3% on dining and drugstores, and 1% on all other purchases.

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Welcome offer

Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.

Est. value: $200
Minimum spend: $500
Within: 3 mo

Earning rates

all other purchases
1×
pts
Chase Ultimate Rewards
Top earn
rotating quarterly categories
On up to $1,500 in combined purchases per quarter (requires quarterly activation)
5×
pts
Chase Ultimate Rewards · Earns 5% cash back (represented as 5x points) on rotating categories that change each quarter.
Top earn
travel
5×
pts
Chase Ultimate Rewards · Chase Travel · On travel purchased through Chase Travel.
dining
3×
pts
Chase Ultimate Rewards · Includes takeout and eligible delivery services.
drugstores
3×
pts
Chase Ultimate Rewards

On-card benefits & credits

5% Quarterly Rotating Categories
$300
/annual
Earn 5% cash back on up to $1,500 in combined purchases in quarterly rotating bonus categories (e.g., gas stations, grocery stores, Amazon, Whole Foods). Estimated against $1,500 spend per quarter.
1% Base Cash Back Rate
$163
/annual
Earn 1% cash back on all other purchases. Estimated against $25,000 total annual spend minus other category spend.
5% on Chase Travel purchases
$150
/annual
Earn 5% total cash back on travel purchased through the Chase Travel portal. Estimated against $3,000 annual portal spend.
3% on Dining
$108
/annual
Earn 3% cash back on dining at restaurants, including eligible delivery services and takeout. Estimated against $3,600 annual dining spend.
No Minimum Rewards Redemption
$25
/annual
Cash back rewards do not expire as long as the account is open and there is no minimum amount required to redeem for cash back.
3% on Drugstores
$18
/annual
Earn 3% cash back on drugstore purchases. Estimated against $600 annual drugstore spend.
$0 Annual Fee
$0
/annual
The card has no annual fee, allowing cardholders to earn rewards without a yearly cost.
Chase Pay Over Time
$0
/annual
Access options to pay over time for eligible purchases made on the card.

Other Chase cards

Is the Freedom Flex right for your spend?

Drop in your typical monthly spend and we'll show exactly how much this card would earn you — plus how it stacks up against your current wallet.

See your savings