Freedom Unlimited

Annual fee: $0
Network: visa
Type: personal

Earn 5% cash back on travel purchased through Chase Travel, 3% on dining and drugstore purchases, and 1.5% on all other purchases.

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Perqt Analysis

Three ways to value this card. Only one of them is yours.

01Published

$40

What the issuer advertises.

02Realistic

Pays out with no hoops.

03Yours

Open your wallet

From your real spend and redemptions.

$40 of the advertised value — 100% — comes with strings attached.

Why Perqt says this

$40 advertised across 1 benefits.
$40 (100%) needs a booking, enrollment, or deadline.
Biggest credit — Quarterly DoorDash non-restaurant discount, $40 — only via DoorDash.

Better fit if

You book travel through DoorDash.
5× on travel matches your spend.

Probably not if

You book direct, not via DoorDash.

How Perqt calculates this

Welcome offer

Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.

Est. value: $200
Minimum spend: $500
Within: 3 mo

Earning rates

All other purchases
1.5×
cash back
Top earn
Travel
5×
cash back
Chase Travel
Dining at restaurants, including takeout and eligible delivery services
3×
cash back
Drugstore purchases
3×
cash back
Qualifying Lyft products and services
2×
cash back

On-card benefits & credits

Purchase Protection
$500
/As needed
Quarterly DoorDash non-restaurant discount
$10
/Quarterly
Receive one discount of up to $10 each calendar quarter on a qualifying non-restaurant DoorDash order through December 31, 2027. DashPass enrollment is required; unused value is forfeited and does not roll over.
Trip Cancellation and Interruption Insurance
$0
/As needed
Roadside Assistance
$0
/As needed
Freedom's Cashback Moments
$0
/Annual
Freedom cardmembers receive complimentary access, perks, and branded merchandise at Chase events across music, sports, and other categories throughout the year.
$0 Fraud Liability
$0
/As needed
Cardholders are not responsible for unauthorized charges made with the card or account information, subject to the stated exclusions for unauthorized-user activity.
Travel and Emergency Assistance Services
$0
/As needed
Provides medical and legal referrals, emergency transportation coordination, emergency ticket replacement help, and other assistance while traveling. Any goods or services arranged remain the traveler’s responsibility.
Auto Rental Coverage
$0
/As needed
This benefit provides reimbursement for damages caused by theft or collision of the Rental Vehicle up to $60,000.

Other Chase cards

Is the Freedom Unlimited right for your spend?

Drop in your typical monthly spend and we'll show exactly how much this card would earn you — plus how it stacks up against your current wallet.

See your savings