Perqt AI Wallet logo
Chase · synced with issuer page
Chase

Freedom Unlimited

Annual fee
$0
Network
visa
Type
personal

Earns 5% on travel purchased through Chase Travel, 3% on dining and drugstores, and 1.5% on all other purchases.

Chase Freedom Unlimited

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Welcome offer

Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.

Est. value
$200
Minimum spend
$500
Within
3 mo

Earning rates

  • all other purchases
    1.5×
    pts
    Chase Ultimate Rewards · Earns 1.5x points on all other purchases.
  • Top earn
    travel
    5×
    pts
    Chase Ultimate Rewards · Chase Travel · Earns 5x points on travel purchased through Chase Travel.
  • Top earn
    rideshare
    Lyft rides through March 31, 2025
    5×
    pts
    Chase Ultimate Rewards · Earns 5x points on Lyft rides through March 31, 2025.
  • dining
    3×
    pts
    Chase Ultimate Rewards · Earns 3x points on dining at restaurants, including takeout and eligible delivery services.
  • drugstores
    3×
    pts
    Chase Ultimate Rewards · Earns 3x points on drugstore purchases.

On-card benefits & credits

  • 1.5% cash back on all other purchases
    $267
    /annual

    1.5% cash back on all other purchases. Estimated against $17,800/yr in non-category spend (based on $25k total baseline).

  • 5% cash back on Chase Travel
    $150
    /annual

    5% cash back on travel purchased through Chase Travel. Estimated against $3,000/yr in portal travel spend.

  • 3% cash back on Dining
    $108
    /annual

    3% cash back on dining at restaurants, including takeout and eligible delivery services. Estimated against $3,600/yr spend.

  • 5% cash back on Lyft
    $60
    /annual

    Earn 5% total cash back on Lyft rides through March 31, 2025. Estimated against $1,200/yr transit spend.

  • Chase Offers
    $50
    /annual

    Earn statement credits or bonus cash back at rotating merchants when you activate the offer in your account.

  • Auto Rental Collision Damage Waiver
    $50
    /annual

    Secondary coverage for theft and collision damage for most cars in the U.S. and abroad.

  • Enrolled DashPass Discount (9 Months)
    $45
    /annual

    After the initial 3 months, cardholders are automatically enrolled in DashPass at 50% off for the next 9 months.

  • Extended Warranty Protection
    $40
    /annual

    Extends the period of the U.S. manufacturer's warranty by an additional year on eligible warranties of three years or less.

  • DoorDash DashPass (3 Months)
    $30
    /one_time

    Complimentary 3 months of DashPass, providing $0 delivery fees and reduced service fees. Must activate by Jan 31, 2025.

  • Purchase Protection
    $30
    /annual

    Covers your new purchases for 120 days against damage or theft up to $500 per claim.

  • Trip Cancellation/Interruption Insurance
    $20
    /annual

    Covers up to $1,500 per person and $6,000 per trip for non-refundable passenger fares if a trip is canceled/interrupted by covered situations.

  • 3% cash back on Drugstores
    $18
    /annual

    3% cash back on drugstore purchases. Estimated against $600/yr spend.

Other Chase cards

Is the Freedom Unlimited right for your spend?

Drop in your typical monthly spend and we'll show exactly how much this card would earn you — plus how it stacks up against your current wallet.

See your savings