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Chase

Freedom Unlimited

Annual fee
$0
Network
visa
Type
personal

Earn 5% cash back on travel purchased through Chase Travel, 3% on dining and drugstore purchases, and 1.5% on all other purchases.

Chase Freedom Unlimited

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Perqt Analysis

Three ways to value this card. Only one of them is yours.

01Published
$40

What the issuer advertises.

02Realistic
$0

Pays out with no hoops.

03Yours
Open your wallet

From your real spend and redemptions.

$40 of the advertised value — 100% — comes with strings attached.

Why Perqt says this
  • $40 advertised across 1 benefits.
  • $40 (100%) needs a booking, enrollment, or deadline.
  • Biggest credit — Quarterly DoorDash non-restaurant discount, $40 — only via DoorDash.
Better fit if
  • You book travel through DoorDash.
  • 5× on travel matches your spend.
Probably not if
  • You book direct, not via DoorDash.

Welcome offer

Earn a $200 bonus (20,000 bonus points) after you spend $500 on purchases in the first 3 months from account opening.

Est. value
$200
Minimum spend
$500
Within
3 mo

Earning rates

  • All other purchases
    1.5×
    cash back
    Chase Ultimate Rewards
  • Top earn
    Travel
    purchased through Chase Travel Portal
    5×
    cash back
    Chase Ultimate Rewards · Chase Travel
  • Top earn
    Rideshare
    Lyft rides through March 31, 2025
    5×
    cash back
    Chase Ultimate Rewards
  • Dining
    includes dining at restaurants, takeout, and eligible delivery services
    3×
    cash back
    Chase Ultimate Rewards
  • Drugstores
    3×
    cash back
    Chase Ultimate Rewards

On-card benefits & credits

  • Quarterly DoorDash non-restaurant discount
    $10
    /Quarterly

    Receive one discount of up to $10 each calendar quarter on a qualifying non-restaurant DoorDash order through December 31, 2027. DashPass enrollment is required; unused value is forfeited and does not roll over.

  • Freedom's Cashback Moments
    $0
    /Annual

    Freedom cardmembers receive complimentary access, perks, and branded merchandise at Chase events across music, sports, and other categories throughout the year.

  • Zero Liability Protection
    $0
    /Annual

    Cardholders are not responsible for unauthorized charges made with the card or account information, subject to the stated exclusions for unauthorized-user activity.

  • Travel and Emergency Assistance
    $0
    /Annual

    Provides medical and legal referrals, emergency transportation coordination, emergency ticket replacement help, and other assistance while traveling. Any goods or services arranged remain the traveler’s responsibility.

Other Chase cards

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