Earn 26X total points per $1 spent at IHG hotels, 5X on travel, dining, and gas, and 3X on all other purchases.
Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.
Welcome offer
Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening.
Est. value
$700
Minimum spend
$4,000
Within
3 mo
Earning rates
all other purchases
On all other purchases
3×
pts
IHG One Rewards
Top earn
IHG Hotels & Resorts
At IHG Hotels & Resorts properties
10×
pts
IHG One Rewards · Advertised as 'up to 26X' total points which includes 10X from the card, 10X from IHG One Rewards as a member, and 6X bonus points from Platinum Elite status (which is a perk of the card).
dining
At restaurants, including takeout and eligible delivery services
5×
pts
IHG One Rewards
social media and search engine advertising
On social media and search engine advertising
5×
pts
IHG One Rewards
office supply stores
At office supply stores
5×
pts
IHG One Rewards
gas stations
At gas stations
5×
pts
IHG One Rewards
travel
On travel purchases
5×
pts
IHG One Rewards
On-card benefits & credits
Diamond Elite Status (Spend Tier)
$500
/annual
Unlocks after $40,000 calendar-year spend on the card. Qualify for Diamond Elite status through December 31st of the following year.
Base Rewards Rate
$375
/annual
Earn 3X points per $1 spent on all other purchases. Estimated against $25,000 annual spend.
Automatic Platinum Elite Status
$300
/annual
Automatic Platinum Elite status for as long as you remain a cardmember, providing benefits like room upgrades and a 60% points bonus on stays.
5X Bonus Categories
$255
/annual
Earn 5X points per $1 spent on travel, dining, select business purchases, and at gas stations. Estimated against $10,200 combined annual spend.
Additional Free Night (Spend Tier)
$200
/annual
Unlocks after $60,000 calendar-year spend on the card. Earn an additional free Reward Night.
Anniversary Free Night
$200
/annual
Receive a free night certificate every year after your account anniversary, valid for stays up to 40,000 points. Cardholders can add points from their IHG account to redeem for nights above the 40,000-point level.
IHG Hotel Rewards Rate
$150
/annual
Earn 10X points per $1 spent at IHG Hotels and Resorts. Estimated against $3,000 annual spend.
Redeem 3 Nights, Get 4th Night Free
$150
/annual
When redeeming points for a consecutive stay of four or more nights, the fourth night is free.
$100 Credit & 10K Bonus Points (Spend Tier)
$150
/annual
Unlocks after $20,000 calendar-year spend on the card. Receive a $100 statement credit and 10,000 bonus points.
Global Entry, TSA PreCheck or NEXUS Credit
$120
/one_time
Statement credit of up to $120 every four years as reimbursement for the application fee for Global Entry, TSA PreCheck, or NEXUS.
No Foreign Transaction Fees
$75
/annual
No fees charged by the issuer on purchases made outside the United States.
United Airlines TravelBank Cash
$50
/annual
Earn up to $50 in United TravelBank Cash each calendar year after registering your card with your MileagePlus account.
20% Discount on Point Purchases
$20
/annual
Enjoy at least a 20% discount when you purchase IHG One Rewards points with your card.
