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Chase

Ink Business Preferred

Annual fee
$95
Network
visa
Type
business

Earn 3 points per $1 on the first $150,000 spent in combined purchases each account-anniversary year on travel, shipping, internet/cable/phone services, and advertising purchases with social media sites and search engines, then 1 point per $1 on all other purchases.

Chase Ink Business Preferred

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Perqt Analysis

Three ways to value this card. Only one of them is yours.

01Published
$120

What the issuer advertises.

02Realistic
$0

Pays out with no hoops.

03Yours
Open your wallet

From your real spend and redemptions.

$120 of the advertised value — 100% — comes with strings attached.

Why Perqt says this
  • $120 advertised across 1 benefits.
  • $120 (100%) needs a booking, enrollment, or deadline.
  • Biggest credit — Monthly DoorDash non-restaurant discount, $120 — only via DoorDash.
  • No-hoops value covers 0% of the annual fee.
Better fit if
  • You book travel through DoorDash.
  • 5× on qualifying Lyft products and services matches your spend.
Probably not if
  • You book direct, not via DoorDash.
  • You want the fee covered without chasing — $95 short.

Welcome offer

Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.

Minimum spend
$8,000
Within
3 mo

Earning rates

  • All other purchases
    1×
    pts
  • Top earn
    Qualifying Lyft products and services
    purchased through the Lyft mobile application
    5×
    pts
  • Shipping; social media and search engine advertising; travel; internet, cable, and phone services
    first $150,000 spent each account anniversary year on combined purchases
    3×
    pts

On-card benefits & credits

  • Monthly DoorDash non-restaurant discount
    $10
    /Monthly

    Receive up to $10 off one qualifying DoorDash non-restaurant order each calendar month while enrolled in the card's DashPass membership. The discount applies to the subtotal, does not roll over, and requires payment with the enrolled card.

  • Travel partner point transfers
    $0
    /Annual

    Ultimate Rewards points may be transferred to participating airline and hotel loyalty programs. Transfer rates vary, and World of Hyatt changes to 4:3 beginning October 1, 2026.

  • No Foreign Transaction Fees
    $0
    /As needed

    The card charges no foreign transaction fees on purchases made outside the United States.

  • Travel and Emergency Assistance Services
    $0
    /As needed

    Provides legal and medical referrals and access to other travel and emergency assistance while away from home. The cardholder pays for any goods or services obtained.

  • Employee Cards
    $0
    /Annual

    Employee cards have no additional fee and can be assigned individual spending limits. Purchases made by employees can earn rewards for the business account.

  • $0 Fraud Liability
    $0
    /As needed

    Protects against unauthorized charges made with the card or account information. Report unauthorized activity promptly to Chase.

  • Roadside Assistance
    $0
    /As needed

    Provides dispatch assistance during a roadside emergency, but roadside service fees are charged to the card at dispatch.

  • Purchase Protection
    $0
    /As needed

    Covers eligible new purchases against damage or theft for 120 days from purchase; New York residents receive 90 days of coverage.

  • Complimentary DashPass Membership
    $0
    /One-time

    Cardmembers and authorized users receive at least 12 months of complimentary DashPass for DoorDash and Caviar after activation by December 31, 2027. Add the card as the default payment method, activate, and use it for eligible orders.

  • Trip Cancellation and Interruption Insurance
    $0
    /As needed

    Reimburses prepaid, nonrefundable passenger fares, tours, hotels, and other covered travel expenses if a trip is canceled or interrupted by a covered event. Coverage is up to $5,000 per covered traveler and $10,000 per trip.

  • Extended Warranty
    $0
    /As needed

    Extends an eligible manufacturer's U.S. warranty by one additional year when the original warranty is three years or less, up to four years from purchase.

  • Cell Phone Protection
    $0
    /As needed

    Covers eligible phones listed on the monthly cell phone bill against covered theft or damage when the bill is paid with the card. Limited to three claims per 12 months with a $100 deductible per claim.

  • Auto Rental Collision Damage Waiver
    $0
    /As needed

    Provides primary coverage for business rentals when the rental company's collision insurance is declined and the full rental cost is charged to the card. Covers theft and collision damage for most vehicles with an MSRP of $125,000 or less.

Other Chase cards

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