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Chase

J.P. Morgan Reserve

Annual fee
$795
Network
visa
Type
personal

Cardmembers earn 3x points on travel and dining, and 1x points on all other purchases, with points redeemable for high-value travel through Chase Ultimate Rewards.

Chase J.P. Morgan Reserve

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Earning rates

  • all other purchases
    1×
    pts
    Ultimate Rewards
  • Top earn
    hotels
    purchased through Chase Travel
    10×
    pts
    Ultimate Rewards · Chase Travel
  • Top earn
    car rentals
    purchased through Chase Travel
    10×
    pts
    Ultimate Rewards · Chase Travel
  • air travel
    purchased through Chase Travel
    5×
    pts
    Ultimate Rewards · Chase Travel
  • travel
    after first $300 travel credit is met
    3×
    pts
    Ultimate Rewards
  • restaurants
    3×
    pts
    Ultimate Rewards

On-card benefits & credits

  • The Edit Statement Credit
    $500
    /annual

    Up to $500 in annual statement credits for prepaid bookings at The Edit properties (max $250 per transaction, 2-night minimum).

  • Annual Travel Credit
    $300
    /annual

    Annual statement credit for travel purchases charged to your card each account anniversary year.

  • Chase Sapphire Lounge & Priority Pass Access
    $300
    /annual

    Complimentary access to Chase Sapphire Lounges and over 1,300 Priority Pass lounges worldwide for the cardholder and up to two guests.

  • United Club Membership
    $300
    /annual

    Complimentary United Club membership, providing access to United Club locations and participating Star Alliance lounges.

  • IHG Platinum Elite Status
    $200
    /annual

    Complimentary IHG Platinum Elite status available through December 31, 2027.

  • DoorDash DashPass Subscription
    $120
    /annual

    Complimentary DashPass subscription providing $0 delivery fees and reduced service fees on eligible orders (activate by Dec 31, 2027).

  • Global Entry / TSA PreCheck / Nexus Credit
    $100
    /one_time

    Statement credit for the application fee for Global Entry, TSA PreCheck, or Nexus every four years.

  • Apple TV and Apple Music Subscriptions
    $20
    /monthly

    Complimentary subscriptions for Apple TV and Apple Music through June 22, 2027.

  • Peloton Membership Credits
    $0
    /monthly

    Statement credits for Peloton memberships through December 31, 2027.

  • Lyft In-App Credits
    $0
    /monthly

    Monthly Lyft in-app credits available through September 30, 2027.

Other Chase cards

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