Sapphire Preferred
- Annual fee
- $95
- Network
- visa
- Type
- personal
It earns Chase Ultimate Rewards® points, including elevated rewards on travel purchased through Chase Travel, dining, select streaming services, and online grocery purchases, plus points on other eligible spending.
Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.
Three ways to value this card. Only one of them is yours.
What the issuer advertises.
Pays out with no hoops.
$396 of the advertised value — 75% — comes with strings attached.
- $526 advertised across 5 benefits.
- $396 (75%) needs a booking, enrollment, or deadline.
- Biggest credit — Complimentary Apple TV, $156 — only via Apple TV.
- $100 Chase Travel Hotel Credit ($100) posts automatically. No hoops.
- No-hoops value covers 137% of the annual fee.
- You book travel through Apple TV.
- You'll actually use $100 Chase Travel Hotel Credit.
- 5× on Chase Travel purchases matches your spend.
- You book direct, not via Apple TV.
Welcome offer
Earn 75,000 points after you spend $5,000 in purchases in the first 3 months from account opening.
- Est. value (Perqt)
- ~$750
- Minimum spend
- $5,000
- Within
- 3 mo
Earning rates
- All other purchases1×pts
- Top earnChase Travel purchases5×ptsChase Travel
- Top earnPeloton equipment and accessory purchases over $150max earn of 25,000 points5×pts
- Top earnLyft rides5×pts
- Online groceries3×pts
- Top streaming services3×pts
- Dining worldwide3×pts
- Gas and EV charging3×pts
- Vacation homes at top brands3×pts
- Travel worldwide2×pts
On-card benefits & credits
- Complimentary Apple TV$156/One-time
Receive at least 12 months of complimentary Apple TV after one-time activation by December 31, 2026. Chase states a value of $156.
- Complimentary DashPass Membership$120/One-time
Complimentary DashPass for at least 12 months, with $0 delivery fees and reduced service fees on eligible DoorDash orders. Activation by December 31, 2027 is required.
- Global Entry, TSA PreCheck, or NEXUS Credit$120/One-time
One statement credit of up to $120 every four years for an eligible Global Entry, TSA PreCheck, or NEXUS application fee charged to the card.
- $100 Chase Travel Hotel Credit$100/Annual
Up to $100 in automatic statement credits each account anniversary year for hotel accommodations purchased through Chase Travel; credited purchases do not earn points.
- Monthly DoorDash Non-Restaurant Promo$10/Monthly
DashPass members receive $10 off one qualifying non-restaurant DoorDash order each calendar month through December 31, 2027. Unused value does not roll over.
- Baggage Delay Insurance$0/As needed
Reimburses essential purchases such as toiletries and clothing when baggage is delayed more than six hours, up to $100 per day for five days.
- Emergency Evacuation and Transportation$0/As needed
Covers medical services and transportation up to $100,000 when a covered traveler becomes injured or sick on a trip at least 100 miles from home and requires emergency evacuation.
- Airline and Hotel Point Transfers$0/Annual
Transfer Ultimate Rewards points to listed airline and hotel loyalty programs. Most partners transfer at 1:1; World of Hyatt transfers at 4:3 for new cardholders, with a temporary 1:1 transition for certain existing accounts.
- Lost Luggage Reimbursement$0/As needed
Reimburses up to $3,000 per covered traveler to repair or replace checked or carry-on baggage lost, damaged, or stolen during a covered trip.
- Trip Cancellation and Interruption Insurance$0/As needed
Reimburses prepaid, nonrefundable travel expenses when a covered trip is canceled or cut short for a covered reason, up to $10,000 per traveler and $20,000 per trip.
- Travel Accident Insurance$0/As needed
Provides accidental death or dismemberment coverage when eligible air, bus, train, or cruise transportation is paid with the card.
- Roadside Assistance$0/As needed
Dispatches roadside help during an emergency. Any roadside service fees are billed to the card at dispatch.
- Points Boost$0/Annual
Eligible rotating Chase Travel hotel and select-airline flight bookings receive Points Boost, making points worth up to 1.5 times the standard value.
- Trip Delay Insurance$0/As needed
Covers unreimbursed expenses such as meals and lodging up to $500 per covered traveler when common-carrier travel is delayed more than 12 hours or requires an overnight stay.
- Travel and Emergency Assistance Services$0/As needed
Provides legal and medical referrals and access to other emergency-assistance services while traveling away from home; the cardholder pays for goods or services obtained.
- Extended Warranty$0/As needed
Extends an eligible manufacturer's U.S. warranty by one additional year when the original warranty is three years or less, up to four years from purchase.
- Auto Rental Collision Damage Waiver$0/As needed
Primary coverage reimburses up to $60,000 for theft and collision damage to most rental vehicles with an MSRP of $125,000 or less. Decline the rental company's collision insurance and charge the full rental to the card.
- No Foreign Transaction Fees$0/As needed
No foreign transaction fees apply to card purchases made outside the United States.
- Purchase Protection$0/As needed
Covers eligible new purchases against damage or theft for 120 days from purchase, up to $500 per item. New York residents have a 90-day coverage period.
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