Sapphire Preferred

Annual fee: $95
Network: visa
Type: personal

Earn 5x total points on travel purchased through Chase Travel, 3x on dining, online grocery stores, and select streaming services, 2x on other travel, and 1x on all other purchases.

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Welcome offer

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

Est. value: $750
Minimum spend: $4,000
Within: 3 mo

Earning rates

all other purchases
1×
pts
Chase Ultimate Rewards
Top earn
travel
purchased through Chase Travel
5×
pts
Chase Ultimate Rewards · Chase Travel
dining
includes eligible delivery services and takeout
3×
pts
Chase Ultimate Rewards
online grocery
excludes Target, Walmart, and wholesale clubs
3×
pts
Chase Ultimate Rewards
streaming services
select streaming services
3×
pts
Chase Ultimate Rewards
travel
other travel not booked through Chase Travel
2×
pts
Chase Ultimate Rewards

On-card benefits & credits

Primary Auto Rental CDW
$150
/annual
Provides primary coverage, meaning you don't have to file a claim with your personal insurance first. Covers theft and collision damage for most rental cars in the U.S. and abroad.
DoorDash DashPass
$120
/annual
Complimentary DashPass for a minimum of one year, providing free delivery and reduced service fees on eligible orders.
Trip Cancellation/Interruption Insurance
$100
/annual
Up to $10,000 per person and $20,000 per trip for prepaid, non-refundable travel expenses, including passenger fares, tours, and hotels.
$50 Hotel Credit
$50
/annual
No Foreign Transaction Fees
$50
/annual
Saves ~3% on every purchase made in a foreign currency.
Lyft Pink & 5x Points
$50
/annual
10% Anniversary Points Bonus
$38
/annual
Instacart+ & Quarterly Credit
$28
/quarterly
Includes 6 months of complimentary Instacart+ membership ($50 value) and up to $60 in annual statement credits ($15 per quarter).
Baggage Delay Insurance
$25
/annual
Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier. Up to $100 a day for 5 days.

Other Chase cards

Is the Sapphire Preferred right for your spend?

Drop in your typical monthly spend and we'll show exactly how much this card would earn you — plus how it stacks up against your current wallet.

See your savings