Sapphire Reserve
- Annual fee
- $795
- Network
- visa
- Type
- personal
Earn 5x to 10x points on travel purchased through Chase Travel, 3x points on other travel and dining globally, and 1x points on all other purchases.
Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.
Three ways to value this card. Only one of them is yours.
What the issuer advertises.
Pays out with no hoops.
$2,298 of the advertised value — 62% — comes with strings attached.
- $3,678 advertised across 14 benefits.
- $2,298 (62%) needs a booking, enrollment, or deadline.
- Biggest credit — $500 credit for stays with The Edit, $500 — only via The Edit by Chase Travel.
- $500 Southwest Airlines Chase Travel credit (Spend Tier) ($500) posts automatically. No hoops.
- No-hoops value covers 174% of the annual fee.
- You book travel through The Edit by Chase Travel.
- You'll actually use $500 Southwest Airlines Chase Travel credit (Spend Tier).
- 10× on Peloton equipment and accessory purchases matches your spend.
- You book direct, not via The Edit by Chase Travel.
Welcome offer
Earn 100,000 points after you spend $6,000 in purchases in the first 3 months from account opening.
- Est. value
- $2,000
- Minimum spend
- $6,000
- Within
- 3 mo
Earning rates
- All other purchases1×pts
- Top earnPeloton equipment and accessory purchasespurchases over $150, on up to $5,000 in total purchases10×pts
- Chase Travel purchasesTravel purchases made using your card through FROSCH by Chase Travel, Valerie Wilson Travel by Chase Travel, or Frosch International Travel LLC will not qualify8×ptsChase Travel
- Qualifying Lyft products and services5×pts
- Flights and hotels booked direct4×pts
- Dining at restaurants including takeout and eligible delivery services3×pts
On-card benefits & credits
- $500 credit for stays with The Edit$500/Annual
Starting January 1, 2026, up to $500 in automatic statement credits annually for prepaid bookings with The Edit by Chase Travel, with a maximum of $250 per transaction. Two-night minimum. Purchases that qualify will not earn points.
- $500 Southwest Airlines Chase Travel credit (Spend Tier)$500/Annual
Unlocks after $75000 calendar-year spend on the card. Receive statement credits for Southwest Airlines purchases made on Chase Travel.
- $300 in StubHub credits$300/Annual
Get up to $150 in statement credits from January through June and again from July through December for StubHub and viagogo purchases through 12/31/2027.
- Reserve Travel Designers$300/One-time
Build and book a custom itinerary that unlocks hidden gems and new experiences around the world with a Reserve Travel Designer.
- Annual Travel Credit$300/Annual
Up to $300 in statement credits for travel purchases each account anniversary year. Purchases that qualify will not earn points.
- $300 dining credit$300/Annual
Get up to $150 in statement credits from January through June and again from July through December when you dine at restaurants part of the Sapphire Exclusive Tables program on OpenTable.
- Apple TV and Apple Music subscriptions$288/Annual
Complimentary subscriptions to Apple TV and Apple Music through June 22, 2027 — an issuer-stated value of $288 annually.
- $250 Credit for select Chase Travel Hotels$250/One-time
Up to $250 in statement credits through 12/31/26 on prepaid Chase Travel hotel bookings for stays with select brands including IHG, Montage, and Virgin Hotels. Two-night minimum required.
- $250 Credit for The Shops at Chase (Spend Tier)$250/Annual
Unlocks after $75000 calendar-year spend on the card. Statement credits applied for purchases at The Shops at Chase.
- DashPass Membership$120/Annual
Complimentary DashPass membership, a $120 value for 12 months. Enjoy $0 delivery fees and reduced service fees on eligible DoorDash orders.
- Global Entry, TSA PreCheck®, or NEXUS fee credit$120/One-time
Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card.
- Up to $25 monthly in DoorDash promos$25/Monthly
Up to $25 each month in DoorDash promos — a $5 monthly restaurant promo plus two $10 monthly promos for groceries, retail and more, up to $300 annually. Activate by December 31, 2027.
- $120 in Peloton credits + 10x points$10/Monthly
Get $10 in statement credits per month on eligible Peloton memberships through 12/31/2027.
- $120 in Lyft credits + 5x points$10/Monthly
Get up to $10 in monthly in-app credits to use on rides through 9/30/2027.
- Purchase Protection$0/One-time
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft.
- Lost Luggage Reimbursement$0/One-time
Provides reimbursement for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.
- The Edit on-property benefits$0/One-time
Book through The Edit by Chase Travel and receive complimentary on-property benefits such as a property credit, daily breakfast for two and a room upgrade (if available). Issuer describes an average value of over $550 per stay; not an annual statement credit.
- Southwest Airlines Rapid Rewards A-List Status (Spend Tier)$0/Annual
Unlocks after $75000 calendar-year spend on the card. You will be eligible for Southwest Rapid Rewards A-List status.
- World of Hyatt Explorist Status (Spend Tier)$0/Annual
Unlocks after $75000 calendar-year spend on the card. You will be eligible for World of Hyatt Explorist status.
- Return Protection$0/One-time
Reimbursement for eligible items that the store won't accept within 90 days of purchase.
Other Chase cards
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