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Southwest Rapid Rewards Plus

Annual fee
$99
Network
visa
Type
personal

Earn 2X points on Southwest purchases, rapid rewards hotel and car rental partners, local transit, commuting, and select streaming services, and 1X on all other purchases.

Chase Southwest Rapid Rewards Plus

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Welcome offer

Earn 85,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening.

Est. value
$1,190
Minimum spend
$3,000
Within
3 mo

Earning rates

  • all other purchases
    1×
    pts
    Southwest Rapid Rewards · Earn 1 point per $1 spent on all other purchases.
  • Top earn
    Southwest purchases
    Purchases made directly with Southwest Airlines (including flights, inflight purchases, Southwest gift cards, and Southwest Vacations packages)
    2×
    pts
    Southwest Rapid Rewards · Earn 2 points per $1 spent on Southwest purchases.
  • Top earn
    rapid rewards hotel and car rental partners
    Purchases made with Rapid Rewards hotel and car rental partners
    2×
    pts
    Southwest Rapid Rewards · Earn 2 points per $1 spent on Rapid Rewards hotel and car rental partners.
  • Top earn
    local transit and commuting
    Includes rideshare, passenger railways, subways, tolls, parking lots, and garages
    2×
    pts
    Southwest Rapid Rewards · Earn 2 points per $1 spent on local transit and commuting (including rideshares).
  • Top earn
    select streaming services
    Select streaming services
    2×
    pts
    Southwest Rapid Rewards · Earn 2 points per $1 spent on select streaming services.

On-card benefits & credits

  • 1% back on All Other Purchases
    $200
    /annual

    1% back (1x point) on all other purchases. Estimated against ~$20,000/yr in non-category everyday spend.

  • Companion Pass® Qualification Support
    $200
    /annual

    Every dollar spent on the card (including the sign-up bonus) counts toward the points requirement for the Southwest Companion Pass®.

  • Two Free Checked Bags
    $140
    /annual

    Southwest allows all passengers to fly with two checked bags for free ($0 cost), a benefit reinforced by holding the co-branded card for brand loyalty.

  • 2 EarlyBird Check-In® passes
    $50
    /annual

    Reimbursement for the purchase of up to 2 EarlyBird Check-In® per year. This provides a better boarding position and earlier access to overhead bins.

  • 3,000 Anniversary Points
    $45
    /annual

    3,000 bonus points every year after your Cardmember anniversary. Points are worth approximately 1.3 to 1.5 cents each toward Southwest flights.

  • 2% back on Internet, Cable, Phone & Streaming
    $40
    /annual

    2% back (2x points) on internet, cable, and phone services; and select streaming services. Estimated against ~$2,000/yr total category spend.

  • 2% back on Local Transit and Commuting
    $24
    /annual

    2% back (2x points) on local transit and commuting, including rideshare. Estimated against ~$1,200/yr transit spend.

  • 2% back on Rapid Rewards® Hotel/Car Partners
    $20
    /annual

    2% back (2x points) on Rapid Rewards® hotel and car rental partner purchases. Estimated against ~$1,000/yr spend.

  • 25% Back on In-Flight Purchases
    $20
    /annual

    Receive 25% back on in-flight purchases of WiFi, drinks, and movies.

  • 2% back on Southwest® purchases
    $20
    /annual

    2% back (2x points) on Southwest® purchases. Estimated against ~$1,000/yr in direct Southwest spend.

  • Baggage Delay Insurance & Lost Luggage Reimbursement
    $10
    /annual

    Covers theft or damage to baggage while traveling on a common carrier.

  • Standard Protection Benefits
    $0
    /annual

    Annual fee of $69; no foreign transaction fees are NOT included on this specific tier (the Plus card has a 3% FTF). Benefits listed are gross value.

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