United Club Infinite
- Annual fee
- $695
- Network
- visa
- Type
- personal
It earns United MileagePlus miles, with its highest earning rate on United purchases and additional miles on eligible travel and dining.
Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.
Three ways to value this card. Only one of them is yours.
What the issuer advertises.
Pays out with no hoops.
$484 of the advertised value — 36% — comes with strings attached.
- $1,354 advertised across 7 benefits.
- $484 (36%) needs a booking, enrollment, or deadline.
- Biggest credit — Instacart credits, $240 — only via Instacart.
- Free first and second checked bags ($440) posts automatically. No hoops.
- No-hoops value covers 125% of the annual fee.
- You book travel through Instacart.
- You'll actually use Free first and second checked bags.
- 11× on eligible United flights matches your spend.
- You book direct, not via Instacart.
Welcome offer
Earn 80,000 bonus miles after spending $5,000 on purchases in the first 3 months from account opening, plus earn 10,000 bonus miles after adding an authorized user to your account in the first 3 months.
- Minimum spend
- $5,000
- Within
- 3 mo
Earning rates
- All other purchases1×miles
- Top earnEligible United flights11×miles
- All other eligible United purchases5×miles
- Hotel stays5×milesRenowned Hotels and Resorts
- All other travel2×miles
- Dining2×miles
On-card benefits & credits
- Emergency Evacuation and Transportation$1000/As needed
- Free first and second checked bags$440/Annual
The primary cardmember and one companion on the same reservation each receive their first and second standard checked bags free on eligible United-operated flights when ticket and MileagePlus requirements are met.
- JSX statement credit$200/Annual
Receive up to $200 in statement credits each anniversary year for flights or other purchases made directly with JSX using the card.
- Renowned Hotels and Resorts credit$200/Annual
Receive up to $200 in statement credits each anniversary year for prepaid hotel accommodations booked directly through Renowned Hotels and Resorts using Pay Now.
- Global Entry, TSA PreCheck or NEXUS credit$120/One-time
Reimburses one Global Entry, TSA PreCheck, or NEXUS application fee up to $120 once every four years when charged directly to the card.
- Avis or Budget United travel credit$100/Annual
Earn $50 in United TravelBank cash on each of the first two eligible Avis or Budget rentals booked through cars.united.com, up to $100 each anniversary year. Rentals must be at least two days and meet listed booking-code requirements.
- Renowned Hotels and Resorts property benefits$100/Annual
Eligible Renowned Hotels and Resorts bookings include a $100 property credit, daily breakfast for two, Wi-Fi, and possible room upgrade, early check-in, and late checkout.
- Roadside Assistance$50/As needed
- Instacart credits$20/Monthly
Receive two $10 Instacart credits each month, up to $240 per calendar year, while an activated complimentary Instacart+ membership is active. Credits expire monthly and benefits end December 31, 2027.
- Rideshare statement credit$12/Monthly
After yearly enrollment, receive up to $12 in rideshare statement credits monthly from January through November and up to $18 in December, totaling up to $150 per calendar year.
- Premier Access travel services$0/Annual
The primary cardmember and companions on the same reservation receive priority check-in, security screening, boarding, and baggage handling where available on eligible United and United Express flights.
- 4 United Club one-time passes (Spend Tier)$0/Annual
Earn four one-time United Club passes each anniversary when the primary cardmember has All Access membership and an authorized user. The $50,000 spend threshold is one way to qualify for All Access; Premier Gold status or higher also qualifies.
- Auto Rental Collision Damage Waiver$0/As needed
Primary auto-rental coverage reimburses theft and collision damage for most rental vehicles with an MSRP of $125,000 or less. New York residents may have secondary coverage inside the U.S.
- Purchase Protection$0/As needed
Covers eligible new purchases against damage or theft for 120 days from purchase, up to $10,000 per item; New York residents receive 90 days.
- Lost Luggage Reimbursement$0/As needed
Reimburses the repair or replacement cost of checked or carry-on baggage lost, damaged, or stolen during a covered trip, up to $3,000 per covered traveler.
- Trip Delay Insurance$0/As needed
Covers unreimbursed expenses such as meals and lodging when common-carrier travel is delayed more than 12 hours or requires an overnight stay, up to $500 per covered traveler.
- Extended Warranty$0/As needed
Extends an eligible manufacturer's U.S. warranty of three years or less by one additional year, up to four years from purchase.
- No Foreign Transaction Fees$0/As needed
Card purchases made outside the U.S. are not subject to foreign transaction fees.
- Trip Cancellation and Interruption Insurance$0/As needed
Reimburses prepaid, nonrefundable travel expenses when a covered trip is canceled or cut short for a covered reason, up to $10,000 per covered traveler and $20,000 per trip.
- Discounted United award pricing$0/Annual
Eligible primary cardmembers receive discounted award pricing on United or United Express flights; non-Premier cardmembers save at least 10%, while Premier members save more.
- Premier upgrades on award tickets$0/Annual
Primary cardmembers with MileagePlus Premier status and one companion on the same reservation may receive Complimentary Premier Upgrades on eligible award tickets, subject to availability.
- Return Protection$0/As needed
Reimburses eligible items a store will not accept within 90 days of purchase, up to $500 per item and $1,000 per 12-month period.
- IHG One Rewards Platinum Elite Status$0/Annual
The primary cardmember is eligible for IHG One Rewards Platinum Elite status while the card account and IHG membership remain in good standing.
- Avis President's Club status$0/Annual
The primary cardmember can enroll in Avis President's Club, with benefits such as complimentary two-car-class upgrades, guaranteed availability, and expedited service.
- 1,500 annual Card Bonus PQP$0/Annual
Receive 1,500 Card Bonus Premier qualifying points each year, starting in the calendar year after account opening, if the account met the year-end and fulfillment eligibility conditions.
- Premier Qualifying Points from card spend$0/Annual
Earn 1 Premier Qualifying Point for every $15 in net card purchases, up to 28,000 PQP per calendar year, applicable through Premier 1K qualification.
- Concierge Service$0/As needed
Provides 24/7 personalized assistance with travel planning, dining reservations, sports, entertainment tickets, and more; purchased goods and services remain the cardholder's responsibility.
- 10% Economy Saver Award discount$0/Annual
Receive a 10% mileage discount on eligible United Economy Saver Awards within the continental U.S. or between the continental U.S. and Canada, for passengers on the primary cardmember's reservation.
- Baggage Delay Insurance$0/As needed
Reimburses essential purchases when checked baggage is delayed more than six hours, up to $100 per day for three days.
- United Club Membership$0/Annual
Includes unlimited United Club card membership for the primary cardmember, one adult guest, and dependent children under 18; Star Alliance lounge access requires All Access membership.
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