United Quest
- Annual fee
- $250
- Network
- visa
- Type
- personal
It earns United MileagePlus miles, with elevated rewards on United purchases, travel, dining, and eligible streaming services, plus 1 mile per dollar on other purchases.
Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.
Three ways to value this card. Only one of them is yours.
What the issuer advertises.
Pays out with no hoops.
$356 of the advertised value — 23% — comes with strings attached.
- $1,526 advertised across 9 benefits.
- $356 (23%) needs a booking, enrollment, or deadline.
- Biggest credit — Instacart monthly credits, $180 — only via Instacart.
- Free first and second checked bags ($440) posts automatically. No hoops.
- No-hoops value covers 468% of the annual fee.
- You book travel through Instacart.
- You'll actually use Free first and second checked bags.
- 5× on hotel accommodation purchases made using your card with Renowned Hotels and Resorts for United® Cardmembers matches your spend.
- You book direct, not via Instacart.
Welcome offer
Earn 60,000 bonus miles + 500 Premier qualifying points (PQP) after you spend $4,000 on purchases in the first 3 months your account is open. Plus, earn 10,000 bonus miles after you add an authorized user to your account in the first 3 months your account is open.
- Minimum spend
- $4,000
- Within
- 3 mo
Earning rates
- All other purchases1×milesMileagePlus
- Top earnHotel accommodation purchases made using your card with Renowned Hotels and Resorts for United® Cardmembers5×milesMileagePlus · Chase Travel
- Airline tickets purchased from United, and on the following purchases made from United: seat upgrades; Economy Plus®; inflight food, beverages and Wi-Fi; baggage service charges or other United fees4×milesMileagePlus
- United Card Events from Chase4×milesMileagePlus
- Dining at restaurants including takeout and eligible delivery services2×milesMileagePlus
On-card benefits & credits
- Free first and second checked bags$440/Annual
The primary cardmember and one companion on the same reservation each receive their first and second standard checked bags free on eligible United-operated flights when ticket-purchase and MileagePlus-number requirements are met.
- Two global Economy Plus upgrades (Spend Tier)$200/Annual
Earn two credits to upgrade eligible Economy seats to Economy Plus on United or United Express flights. Unlocks after $40,000 calendar-year spend on the card.
- $200 annual United travel credit$200/Annual
Receive $200 in United TravelBank cash each account anniversary for a future United- or United Express-operated flight.
- JSX statement credit$150/Annual
Receive up to $150 in statement credits each anniversary year for flights booked directly with JSX using the card.
- Renowned Hotels and Resorts statement credit$150/Annual
Receive up to $150 in statement credits each anniversary year when booking and prepaying eligible hotel stays directly through Renowned Hotels and Resorts.
- Global Entry, TSA PreCheck or NEXUS fee credit$120/One-time
Receive one statement credit of up to $120 every four years for an eligible Global Entry, TSA PreCheck or NEXUS application fee charged to the card.
- Renowned Hotels and Resorts property benefits$100/Annual
Eligible program stays include daily breakfast for two, a $100 property credit, complimentary Wi-Fi, and room upgrade, early check-in and late checkout when available.
- Avis or Budget United travel credits$80/Annual
Receive $40 in United TravelBank cash after each of the first two eligible Avis or Budget rentals per anniversary year, up to $80 total. Rentals must be booked through cars.united.com and meet the stated eligibility requirements.
- Instacart monthly credits$15/Monthly
Receive one $10 credit and one $5 credit each month, totaling up to $180 per calendar year. An active Instacart+ membership and activation are required; benefits end December 31, 2027.
- Rideshare statement credit$8/Monthly
After enrollment, receive up to $8 monthly from January through November and up to $12 in December, capped at $100 per calendar year.
- Visa Signature Concierge Service$0/As needed
Provides complimentary 24-hour Visa Signature Concierge assistance with event tickets, dining reservations, gifts and related requests; purchased goods and services cost extra.
- Cardmember award pricing$0/Annual
Primary cardmembers save at least 10% on eligible United or United Express award flights; those with Premier status save at least 15%.
- Extended Warranty$0/As needed
Adds one year to eligible U.S. manufacturer warranties of three years or less, with total warranty coverage not exceeding four years from purchase.
- Trip Cancellation and Interruption Insurance$0/As needed
Reimburses eligible prepaid, nonrefundable passenger fares when a covered trip is canceled or interrupted for a covered reason, up to $1,500 per covered traveler and $6,000 per trip.
- Trip Delay Insurance$0/As needed
Covers eligible unreimbursed expenses after a common-carrier delay exceeding 12 hours or requiring an overnight stay, up to $500 per covered traveler.
- Three-month complimentary Instacart+ membership$0/One-time
Receive three complimentary months of Instacart+, including $0 delivery fees on eligible orders; afterward, enrollment continues at 50% off the annual rate unless canceled. Benefits end December 31, 2027.
- Travel Accident Insurance$0/As needed
Provides accidental death or dismemberment coverage when eligible air, bus, train or cruise transportation is paid with the card.
- Earn up to 18,000 PQP annually$0/Annual
Earn 1 Premier qualifying point for every $20 in net card purchases, capped at 18,000 PQP per calendar year, toward United Premier qualification.
- Auto Rental Collision Damage Waiver$0/As needed
Provides primary reimbursement for eligible theft and collision damage to most rental vehicles with MSRP of $125,000 or less.
- Purchase Protection$0/As needed
Covers eligible new purchases against damage or theft for 120 days from purchase, subject to a $10,000 per-item limit.
- Priority boarding$0/Annual
The primary cardmember and companions on the same reservation may board eligible United-operated flights before general boarding.
- Premier upgrades on award tickets$0/Annual
A primary cardmember with MileagePlus Premier status and one companion on the same reservation are eligible for Complimentary Premier Upgrades on select United and United Express award flights, subject to availability.
- Lost Luggage Reimbursement$0/As needed
Reimburses repair or replacement costs for eligible checked or carry-on baggage lost, damaged or stolen on a covered trip, up to $3,000 per covered traveler.
- 1,000 annual Card Bonus PQP$0/Annual
Receive 1,000 Premier qualifying points each program year toward United Premier status, subject to account eligibility requirements.
- No Foreign Transaction Fees$0/As needed
Purchases made outside the U.S. are not assessed foreign transaction fees.
- Travel and Emergency Assistance Services$0/As needed
Provides 24/7 assistance and referrals while traveling away from home; the cardmember remains responsible for costs of actual services or goods.
- Baggage Delay Insurance$0/As needed
Reimburses essential purchases when checked baggage is delayed more than six hours, up to $100 per day for as many as three days.
Other Chase cards
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